46613 Property Tax Rate

South Bend, Indiana · Part of St. Joseph County

ACS 2019-2023 · Updated Dec 2024

Effective Tax Rate

1.23%

30.4% below state avg

Median Annual Tax

$871

$73/mo escrow

Estimate Your Tax

$
$50K$2M

Annual Tax

$871

Monthly

$73

Eff. Rate

1.23%

vs. Indiana Avg30.4% below
vs. National Avg67.6% below

How ZIP 46613 Compares

Median Annual Property Tax

ZIP 46613$871
Indiana Average$1,251
National Average$2,690

ZIP 46613

1.23%

Effective rate

Indiana Avg

0.69%

Effective rate

National Avg

1.10%

Effective rate

State Ranking

Property Tax Rank in Indiana

0.18%state avg 0.69%1.57%

Higher than 99% of ZIP codes in Indiana(99th percentile, 713 ZIPs compared)

Property Tax Analysis

Property Tax Insights for ZIP 46613

Property owners in ZIP code 46613 (South Bend, Indiana) pay a median of $871/year in property taxes on homes valued at $71,000. This translates to an effective tax rate of 1.23%, which is 77% above the Indiana state average of 0.69%.

The monthly property tax burden for a median-valued home in 46613 is approximately $73, which factors into escrow payments on mortgages. This ZIP code is located within St. Joseph County. This is $380 less than the Indiana average of $1,251/year.

Compared to similar ZIP codes in Indiana, 46613 has higher property taxes. ZIP codes with similar effective rates include 46327 (1.23%) and 46407 (1.23%).

In South Bend, property taxes represent approximately 2.1% of the median household income of $41,625, providing context for the relative tax burden on homeowners in this area.

If you're considering purchasing a home in 46613, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult St. Joseph County's tax assessor directly.

Frequently Asked Questions

What is the property tax rate in ZIP code 46613?
The effective property tax rate in ZIP code 46613 (South Bend, IN) is 1.23%. This rate is calculated by dividing the median annual property tax payment by the median home value within this ZIP Code Tabulation Area (ZCTA), based on U.S. Census Bureau data.
How much are property taxes in South Bend, IN (46613)?
The median annual property tax payment in ZIP code 46613 is $871. This figure represents the typical amount paid by homeowners in this area. Actual taxes vary based on your assessed property value and any applicable exemptions.
How does ZIP 46613 compare to the Indiana average?
ZIP code 46613's effective tax rate of 1.23% is higher than the Indiana state average of 0.69%. The median annual property tax in this ZIP is $871, compared to the state average of $1,251.
What is the median home value in ZIP 46613?
The median home value in ZIP code 46613 (South Bend, IN) is $71,000, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates at the ZCTA level.
What county is ZIP code 46613 in?
ZIP code 46613 is part of St. Joseph County in Indiana. For broader county-level property tax data, including comparisons with other counties in Indiana, visit the St. Joseph County profile on TaxByCounty.

Margin of Error

The median property tax estimate for this ZIP code has a margin of error of ±$72. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.

County-Level Data

ZIP code 46613 is part of St. Joseph County, Indiana. View the full county profile for broader context and more data.

View St. Joseph County on TaxByCounty →

Explore South Bend, IN

View all 10 ZIP codes in South Bend with property tax comparisons.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →