40160 Property Tax Rate

Property owners in ZIP code 40160 (Radcliff, Kentucky) pay a median of $1,221/year in property taxes on homes valued at $161,500. This translates to an effective tax rate of 0.76%, which is near the Kentucky state average of 0.75%.

The monthly property tax burden for a median-valued home in 40160 is approximately $102, which factors into escrow payments on mortgages. This ZIP code is located within Hardin County.

Compared to similar ZIP codes in Kentucky, 40160 has lower property taxes. ZIP codes with similar effective rates include 42647 (0.76%) and 40212 (0.76%).

In Radcliff, property taxes represent approximately 2.1% of the median household income of $59,293, providing context for the relative tax burden on homeowners in this area.

Kentucky does not reassess property at sale; instead, the state uses a statewide property valuation system managed by the Department of Revenue, with full revaluations occurring every 4–6 years and interim assessments adjusted annually. Hardin County offers a Homestead Exemption (amount varies by municipality within the county) and a Senior/Disabled Property Tax Credit for owners 65+ or permanently disabled earning below threshold limits — contact the Hardin County Property Valuation Administrator to determine your eligibility. File your exemption or credit claim with the Hardin County PVA office and request the official assessment notice to verify the assessed value used in calculating your tax bill.