41201 Property Tax Rate
Adams, Kentucky · Part of Lawrence County
Effective Tax Rate
1.52%
38.7% below state avgMedian Annual Tax
$673
$56/mo escrow
Estimate Your Tax
Annual Tax
$673
Monthly
$56
Eff. Rate
1.52%
Buyer decision brief
What ZIP 41201 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$56/mo
Based on median annual tax paid
State context
0.77 percentage points above the Kentucky average
Kentucky average: 0.75%
Data confidence
Moderate confidenceThe Census margin of error is $126, about 19% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Lawrence County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 41201 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Moderate ACS confidence
$126 tax MOE, 19% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Lawrence County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 41201
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $44,300, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.52%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Kentucky and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $56 per month before insurance, HOA dues, or special assessments.
Assessor verification
Lawrence County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 41201 Compares
Median Annual Property Tax
ZIP 41201
1.52%
Effective rate
Kentucky Avg
0.75%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Kentucky
Higher than 99% of ZIP codes in Kentucky(99th percentile, 621 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 41201
Property owners in ZIP code 41201 (Adams, Kentucky) pay a median of $673/year in property taxes on homes valued at $44,300. This translates to an effective tax rate of 1.52%, which is 102% above the Kentucky state average of 0.75%.
The monthly property tax burden for a median-valued home in 41201 is approximately $56, which factors into escrow payments on mortgages. This ZIP code is located within Lawrence County. This is $424 less than the Kentucky average of $1,097/year.
Compared to similar ZIP codes in Kentucky, 41201 has higher property taxes. ZIP codes with similar effective rates include 40036 (1.51%) and 41074 (1.50%).
In Adams, property taxes represent approximately 0.6% of the median household income of $105,466, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 41201, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Lawrence County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 41201?
How much are property taxes in Adams, KY (41201)?
How does ZIP 41201 compare to the Kentucky average?
What is the median home value in ZIP 41201?
What county is ZIP code 41201 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$126. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 41201 is part of Lawrence County, Kentucky. View the full county profile for broader context and more data.
View Lawrence County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 41201
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
41180
Webbville, KY
0.89 percentage points lower than ZIP 41201.
Rate
0.63%
Tax
$508
Quality
73
41230
Louisa, KY
0.85 percentage points lower than ZIP 41201.
Rate
0.66%
Tax
$734
Quality
84
41264
Ulysses, KY
0.75 percentage points lower than ZIP 41201.
Rate
0.77%
Tax
$888
Quality
84
41124
Blaine, KY
0.67 percentage points lower than ZIP 41201.
Rate
0.85%
Tax
$712
Quality
69
40025
Glenview, KY
0.69 percentage points lower than ZIP 41201.
Rate
0.83%
Tax
$10,001
Quality
68
40510
Lexington, KY
1.01 percentage points lower than ZIP 41201.
Rate
0.50%
Tax
$3,657
Quality
89
40059
Prospect, KY
0.60 percentage points lower than ZIP 41201.
Rate
0.92%
Tax
$4,916
Quality
82
40010
Buckner, KY
0.71 percentage points lower than ZIP 41201.
Rate
0.81%
Tax
$3,958
Quality
77
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.