41653 Property Tax Rate
Prestonsburg, Kentucky · Part of Floyd County
Effective Tax Rate
0.86%
8.6% below state avgMedian Annual Tax
$1,003
$84/mo escrow
Estimate Your Tax
Annual Tax
$1,003
Monthly
$84
Eff. Rate
0.86%
Buyer decision brief
What ZIP 41653 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$84/mo
Based on median annual tax paid
State context
0.10 percentage points above the Kentucky average
Kentucky average: 0.75%
Data confidence
Moderate confidenceThe Census margin of error is $155, about 15% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Floyd County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 41653 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Moderate ACS confidence
$155 tax MOE, 15% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Floyd County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 41653
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $117,200, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.86%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Kentucky and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $84 per month before insurance, HOA dues, or special assessments.
Assessor verification
Floyd County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 41653 Compares
Median Annual Property Tax
ZIP 41653
0.86%
Effective rate
Kentucky Avg
0.75%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Kentucky
Higher than 74% of ZIP codes in Kentucky(74th percentile, 621 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 41653
Property owners in ZIP code 41653 (Prestonsburg, Kentucky) pay a median of $1,003/year in property taxes on homes valued at $117,200. This translates to an effective tax rate of 0.86%, which is 14% above the Kentucky state average of 0.75%.
The monthly property tax burden for a median-valued home in 41653 is approximately $84, which factors into escrow payments on mortgages. This ZIP code is located within Floyd County.
Compared to similar ZIP codes in Kentucky, 41653 has higher property taxes. ZIP codes with similar effective rates include 40508 (0.86%) and 41052 (0.86%).
In Prestonsburg, property taxes represent approximately 2.3% of the median household income of $43,984, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 41653, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Floyd County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 41653?
How much are property taxes in Prestonsburg, KY (41653)?
How does ZIP 41653 compare to the Kentucky average?
What is the median home value in ZIP 41653?
What county is ZIP code 41653 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$155. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 41653 is part of Floyd County, Kentucky. View the full county profile for broader context and more data.
View Floyd County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 41653
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
41603
Banner, KY
0.59 percentage points lower than ZIP 41653.
Rate
0.27%
Tax
$550
Quality
79
41612
Bypro, KY
0.36 percentage points lower than ZIP 41653.
Rate
0.50%
Tax
$353
Quality
76
41602
Auxier, KY
0.31 percentage points lower than ZIP 41653.
Rate
0.54%
Tax
$636
Quality
79
41216
East Point, KY
0.25 percentage points lower than ZIP 41653.
Rate
0.61%
Tax
$785
Quality
73
41601
Allen, KY
0.21 percentage points lower than ZIP 41653.
Rate
0.65%
Tax
$558
Quality
79
41615
Dana, KY
0.20 percentage points lower than ZIP 41653.
Rate
0.66%
Tax
$1,167
Quality
79
41642
Ivel, KY
0.19 percentage points lower than ZIP 41653.
Rate
0.66%
Tax
$792
Quality
69
41636
Hi Hat, KY
0.19 percentage points lower than ZIP 41653.
Rate
0.67%
Tax
$454
Quality
70
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.