42765 Property Tax Rate
Munfordville, Kentucky · Part of Hart County
Effective Tax Rate
0.78%
1.5% below state avgMedian Annual Tax
$1,080
$90/mo escrow
Estimate Your Tax
Annual Tax
$1,080
Monthly
$90
Eff. Rate
0.78%
Buyer decision brief
What ZIP 42765 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$90/mo
Based on median annual tax paid
State context
0.02 percentage points above the Kentucky average
Kentucky average: 0.75%
Data confidence
Moderate confidenceThe Census margin of error is $206, about 19% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Hart County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 42765 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Moderate ACS confidence
$206 tax MOE, 19% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Hart County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 42765
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $139,100, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.78%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Kentucky and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $90 per month before insurance, HOA dues, or special assessments.
Assessor verification
Hart County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 42765 Compares
Median Annual Property Tax
ZIP 42765
0.78%
Effective rate
Kentucky Avg
0.75%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Kentucky
Higher than 60% of ZIP codes in Kentucky(60th percentile, 621 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 42765
Property owners in ZIP code 42765 (Munfordville, Kentucky) pay a median of $1,080/year in property taxes on homes valued at $139,100. This translates to an effective tax rate of 0.78%, which is 3% above the Kentucky state average of 0.75%.
The monthly property tax burden for a median-valued home in 42765 is approximately $90, which factors into escrow payments on mortgages. This ZIP code is located within Hart County.
Compared to similar ZIP codes in Kentucky, 42765 has higher property taxes. ZIP codes with similar effective rates include 40402 (0.78%) and 41095 (0.78%).
In Munfordville, property taxes represent approximately 2.1% of the median household income of $50,880, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 42765, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Hart County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 42765?
How much are property taxes in Munfordville, KY (42765)?
How does ZIP 42765 compare to the Kentucky average?
What is the median home value in ZIP 42765?
What county is ZIP code 42765 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$206. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 42765 is part of Hart County, Kentucky. View the full county profile for broader context and more data.
View Hart County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 42765
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
42729
Cub Run, KY
0.15 percentage points lower than ZIP 42765.
Rate
0.62%
Tax
$968
Quality
79
42757
Magnolia, KY
0.14 percentage points lower than ZIP 42765.
Rate
0.64%
Tax
$775
Quality
79
42784
Upton, KY
0.14 percentage points lower than ZIP 42765.
Rate
0.64%
Tax
$995
Quality
79
40025
Glenview, KY
$1,062,800 higher median home value than ZIP 42765.
Rate
0.83%
Tax
$10,001
Quality
68
40510
Lexington, KY
0.27 percentage points lower than ZIP 42765.
Rate
0.50%
Tax
$3,657
Quality
89
40059
Prospect, KY
$394,700 higher median home value than ZIP 42765.
Rate
0.92%
Tax
$4,916
Quality
82
40010
Buckner, KY
$347,300 higher median home value than ZIP 42765.
Rate
0.81%
Tax
$3,958
Quality
77
40502
Lexington, KY
$344,500 higher median home value than ZIP 42765.
Rate
0.84%
Tax
$4,039
Quality
94
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.