04239 Property Tax Rate
Jay, Maine · Part of Franklin County
Effective Tax Rate
1.16%
26.1% below state avgMedian Annual Tax
$1,888
$157/mo escrow
Estimate Your Tax
Annual Tax
$1,888
Monthly
$157
Eff. Rate
1.16%
Buyer decision brief
What ZIP 04239 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$157/mo
Based on median annual tax paid
State context
0.12 percentage points above the Maine average
Maine average: 1.04%
Data confidence
Moderate confidenceThe Census margin of error is $352, about 19% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Franklin County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 04239 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Moderate ACS confidence
$352 tax MOE, 19% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Franklin County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 04239
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $162,500, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.16%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Maine and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $157 per month before insurance, HOA dues, or special assessments.
Assessor verification
Franklin County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 04239 Compares
Median Annual Property Tax
ZIP 04239
1.16%
Effective rate
Maine Avg
1.04%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Maine
Higher than 70% of ZIP codes in Maine(70th percentile, 399 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 04239
Property owners in ZIP code 04239 (Jay, Maine) pay a median of $1,888/year in property taxes on homes valued at $162,500. This translates to an effective tax rate of 1.16%, which is 12% above the Maine state average of 1.04%.
The monthly property tax burden for a median-valued home in 04239 is approximately $157, which factors into escrow payments on mortgages. This ZIP code is located within Franklin County. This is $666 less than the Maine average of $2,554/year.
Compared to similar ZIP codes in Maine, 04239 has higher property taxes. ZIP codes with similar effective rates include 04493 (1.16%) and 04938 (1.16%).
In Jay, property taxes represent approximately 2.4% of the median household income of $77,575, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 04239, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Franklin County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 04239?
How much are property taxes in Jay, ME (04239)?
How does ZIP 04239 compare to the Maine average?
What is the median home value in ZIP 04239?
What county is ZIP code 04239 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$352. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 04239 is part of Franklin County, Maine. View the full county profile for broader context and more data.
View Franklin County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 04239
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
04982
Stratton, ME
0.59 percentage points lower than ZIP 04239.
Rate
0.57%
Tax
$1,354
Quality
67
04285
Weld, ME
0.58 percentage points lower than ZIP 04239.
Rate
0.59%
Tax
$1,371
Quality
82
04936
Eustis, ME
0.54 percentage points lower than ZIP 04239.
Rate
0.62%
Tax
$1,393
Quality
77
04947
Kingfield, ME
0.47 percentage points lower than ZIP 04239.
Rate
0.69%
Tax
$1,698
Quality
82
04970
Rangeley, ME
0.34 percentage points lower than ZIP 04239.
Rate
0.82%
Tax
$2,360
Quality
82
04983
Strong, ME
0.12 percentage points lower than ZIP 04239.
Rate
1.04%
Tax
$1,754
Quality
77
04955
New Sharon, ME
0.01 percentage points lower than ZIP 04239.
Rate
1.15%
Tax
$1,792
Quality
82
04938
Farmington, ME
0.00 percentage points lower than ZIP 04239.
Rate
1.16%
Tax
$1,965
Quality
82
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.