20645 Property Tax Rate

Property owners in ZIP code 20645 (Issue, Maryland) pay a median of $5,556/year in property taxes on homes valued at $516,400. This translates to an effective tax rate of 1.08%, which is 12% above the Maryland state average of 0.96%.

The monthly property tax burden for a median-valued home in 20645 is approximately $463, which factors into escrow payments on mortgages. This ZIP code is located within Charles County. This is $1,582 more than the Maryland average of $3,974/year.

Compared to similar ZIP codes in Maryland, 20645 has higher property taxes. ZIP codes with similar effective rates include 21036 (1.08%) and 21853 (1.07%).

In Issue, property taxes represent approximately 3.1% of the median household income of $176,591, providing context for the relative tax burden on homeowners in this area.

Maryland's Homestead Tax Credit caps annual assessment increases at 10% for your primary residence, though your initial purchase-year assessment is unrestricted — file for the credit with Charles County's tax office. The credit applies automatically to qualifying primary residences but requires proper registration; contact the Charles County Assessor to ensure your homestead classification is recorded within 45 days of purchase. Request a copy of your Notice of Assessment and confirm your assessment ratio is correct (owner-occupied property should be assessed on market value, unlike rental property).