21132 Property Tax Rate

Property owners in ZIP code 21132 (Pylesville, Maryland) pay a median of $4,193/year in property taxes on homes valued at $511,500. This translates to an effective tax rate of 0.82%, which is 15% below the Maryland state average of 0.96%.

The monthly property tax burden for a median-valued home in 21132 is approximately $349, which factors into escrow payments on mortgages. This ZIP code is located within Harford County. This is $219 more than the Maryland average of $3,974/year.

Compared to similar ZIP codes in Maryland, 21132 has lower property taxes. ZIP codes with similar effective rates include 21865 (0.82%) and 20778 (0.82%).

In Pylesville, property taxes represent approximately 2.8% of the median household income of $150,119, providing context for the relative tax burden on homeowners in this area.

Maryland's Homestead Tax Credit caps annual assessment increases at 10% for your primary residence, though your initial purchase-year assessment is unrestricted — file for the credit with Harford County's tax office. The credit applies automatically to qualifying primary residences but requires proper registration; contact the Harford County Assessor to ensure your homestead classification is recorded within 45 days of purchase. Request a copy of your Notice of Assessment and confirm your assessment ratio is correct (owner-occupied property should be assessed on market value).