21220 Property Tax Rate

Property owners in ZIP code 21220 (Middle River, Maryland) pay a median of $3,382/year in property taxes on homes valued at $279,900. This translates to an effective tax rate of 1.21%, which is 26% above the Maryland state average of 0.96%.

The monthly property tax burden for a median-valued home in 21220 is approximately $282, which factors into escrow payments on mortgages. This ZIP code is located within Baltimore County. This is $592 less than the Maryland average of $3,974/year.

Compared to similar ZIP codes in Maryland, 21220 has higher property taxes. ZIP codes with similar effective rates include 20707 (1.21%) and 21234 (1.21%).

In Middle River, property taxes represent approximately 4.2% of the median household income of $79,676, providing context for the relative tax burden on homeowners in this area.

Maryland's Homestead Tax Credit caps annual assessment increases at 10% for your primary residence, though your initial purchase-year assessment is unrestricted — file for the credit with Baltimore County's tax office. The credit applies automatically to qualifying primary residences but requires proper registration; contact the Baltimore County Assessor to ensure your homestead classification is recorded within 45 days of purchase. Request a copy of your Notice of Assessment and confirm your assessment ratio is correct (owner-occupied property should be assessed on market value).