21226 Property Tax Rate

Property owners in ZIP code 21226 (Curtis Bay, Maryland) pay a median of $2,653/year in property taxes on homes valued at $318,500. This translates to an effective tax rate of 0.83%, which is 13% below the Maryland state average of 0.96%.

The monthly property tax burden for a median-valued home in 21226 is approximately $221, which factors into escrow payments on mortgages. This ZIP code is located within Baltimore city. This is $1,321 less than the Maryland average of $3,974/year.

Compared to similar ZIP codes in Maryland, 21226 has higher property taxes. ZIP codes with similar effective rates include 21783 (0.83%) and 21013 (0.83%).

In Curtis Bay, property taxes represent approximately 3.3% of the median household income of $79,712, providing context for the relative tax burden on homeowners in this area.

Maryland's Homestead Tax Credit caps annual assessment increases at 10% for your primary residence, though your initial purchase-year assessment is unrestricted — file for the credit with the Baltimore City Department of Housing and Community Development. The credit applies automatically to qualifying primary residences but requires proper registration; contact Baltimore City's Assessor to ensure your homestead classification is recorded within 45 days of purchase. Request a copy of your Notice of Assessment and note that Baltimore City's rate (1.31%) is substantially higher than surrounding counties, so confirming your correct assessment is critical.