21632 Property Tax Rate
Federalsburg, Maryland · Part of Caroline County
Effective Tax Rate
0.95%
54% below state avgMedian Annual Tax
$1,829
$152/mo escrow
Estimate Your Tax
Annual Tax
$1,829
Monthly
$152
Eff. Rate
0.95%
Buyer decision brief
What ZIP 21632 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$152/mo
Based on median annual tax paid
State context
0.01 percentage points below the Maryland average
Maryland average: 0.96%
Data confidence
High confidenceThe Census margin of error is $153, about 8% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Caroline County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 21632 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$153 tax MOE, 8% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Caroline County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 21632
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $192,800, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.95%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Maryland and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $152 per month before insurance, HOA dues, or special assessments.
Assessor verification
Caroline County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 21632 Compares
Median Annual Property Tax
ZIP 21632
0.95%
Effective rate
Maryland Avg
0.96%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Maryland
Higher than 52% of ZIP codes in Maryland(52th percentile, 423 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 21632
Property owners in ZIP code 21632 (Federalsburg, Maryland) pay a median of $1,829/year in property taxes on homes valued at $192,800. This translates to an effective tax rate of 0.95%, which is near the Maryland state average of 0.96%.
The monthly property tax burden for a median-valued home in 21632 is approximately $152, which factors into escrow payments on mortgages. This ZIP code is located within Caroline County. This is $2,145 less than the Maryland average of $3,974/year.
Compared to similar ZIP codes in Maryland, 21632 has lower property taxes. ZIP codes with similar effective rates include 21791 (0.95%) and 20841 (0.95%).
In Federalsburg, property taxes represent approximately 3.1% of the median household income of $59,808, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 21632, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Caroline County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 21632?
How much are property taxes in Federalsburg, MD (21632)?
How does ZIP 21632 compare to the Maryland average?
What is the median home value in ZIP 21632?
What county is ZIP code 21632 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$153. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 21632 is part of Caroline County, Maryland. View the full county profile for broader context and more data.
View Caroline County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 21632
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
21636
Goldsboro, MD
0.16 percentage points lower than ZIP 21632.
Rate
0.79%
Tax
$2,036
Quality
77
21641
Hillsboro, MD
0.14 percentage points lower than ZIP 21632.
Rate
0.81%
Tax
$1,950
Quality
77
21660
Ridgely, MD
0.09 percentage points lower than ZIP 21632.
Rate
0.86%
Tax
$2,770
Quality
82
21655
Preston, MD
0.06 percentage points lower than ZIP 21632.
Rate
0.89%
Tax
$2,601
Quality
82
21639
Greensboro, MD
0.03 percentage points lower than ZIP 21632.
Rate
0.92%
Tax
$2,480
Quality
82
21640
Henderson, MD
0.01 percentage points lower than ZIP 21632.
Rate
0.94%
Tax
$2,438
Quality
77
21629
Denton, MD
0.01 percentage points lower than ZIP 21632.
Rate
0.94%
Tax
$2,769
Quality
82
21056
Gibson Island, MD
0.45 percentage points lower than ZIP 21632.
Rate
0.50%
Tax
$10,001
Quality
68
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.