21634 Property Tax Rate
Fishing Creek, Maryland · Part of Dorchester County
Effective Tax Rate
1.17%
19.1% below state avgMedian Annual Tax
$3,216
$268/mo escrow
Estimate Your Tax
Annual Tax
$3,216
Monthly
$268
Eff. Rate
1.17%
Buyer decision brief
What ZIP 21634 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$268/mo
Based on median annual tax paid
State context
0.21 percentage points above the Maryland average
Maryland average: 0.96%
Data confidence
High confidenceThe Census margin of error is $426, about 13% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Dorchester County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 21634 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$426 tax MOE, 13% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Dorchester County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 21634
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $275,000, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.17%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Maryland and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $268 per month before insurance, HOA dues, or special assessments.
Assessor verification
Dorchester County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 21634 Compares
Median Annual Property Tax
ZIP 21634
1.17%
Effective rate
Maryland Avg
0.96%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Maryland
Higher than 86% of ZIP codes in Maryland(86th percentile, 423 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 21634
Property owners in ZIP code 21634 (Fishing Creek, Maryland) pay a median of $3,216/year in property taxes on homes valued at $275,000. This translates to an effective tax rate of 1.17%, which is 21% above the Maryland state average of 0.96%.
The monthly property tax burden for a median-valued home in 21634 is approximately $268, which factors into escrow payments on mortgages. This ZIP code is located within Dorchester County. This is $758 less than the Maryland average of $3,974/year.
Compared to similar ZIP codes in Maryland, 21634 has higher property taxes. ZIP codes with similar effective rates include 20623 (1.17%) and 20617 (1.17%).
In Fishing Creek, property taxes represent approximately 5.5% of the median household income of $58,750, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 21634, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Dorchester County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 21634?
How much are property taxes in Fishing Creek, MD (21634)?
How does ZIP 21634 compare to the Maryland average?
What is the median home value in ZIP 21634?
What county is ZIP code 21634 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$426. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 21634 is part of Dorchester County, Maryland. View the full county profile for broader context and more data.
View Dorchester County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 21634
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
21626
Crapo, MD
0.98 percentage points lower than ZIP 21634.
Rate
0.19%
Tax
$1,375
Quality
64
21631
East New Market, MD
0.37 percentage points lower than ZIP 21634.
Rate
0.80%
Tax
$2,457
Quality
84
21677
Woolford, MD
0.29 percentage points lower than ZIP 21634.
Rate
0.88%
Tax
$3,859
Quality
79
21613
Cambridge, MD
0.24 percentage points lower than ZIP 21634.
Rate
0.93%
Tax
$2,601
Quality
84
21622
Church Creek, MD
0.23 percentage points lower than ZIP 21634.
Rate
0.94%
Tax
$2,319
Quality
79
21869
Vienna, MD
0.22 percentage points lower than ZIP 21634.
Rate
0.94%
Tax
$1,917
Quality
79
21648
Madison, MD
0.21 percentage points lower than ZIP 21634.
Rate
0.96%
Tax
$1,641
Quality
76
21643
Hurlock, MD
0.20 percentage points lower than ZIP 21634.
Rate
0.97%
Tax
$2,137
Quality
84
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.