21727 Property Tax Rate

Property owners in ZIP code 21727 (Emmitsburg, Maryland) pay a median of $3,150/year in property taxes on homes valued at $304,000. This translates to an effective tax rate of 1.04%, which is 8% above the Maryland state average of 0.96%.

The monthly property tax burden for a median-valued home in 21727 is approximately $263, which factors into escrow payments on mortgages. This ZIP code is located within Frederick County. This is $824 less than the Maryland average of $3,974/year.

Compared to similar ZIP codes in Maryland, 21727 has higher property taxes. ZIP codes with similar effective rates include 20622 (1.04%) and 20850 (1.04%).

In Emmitsburg, property taxes represent approximately 3.4% of the median household income of $92,697, providing context for the relative tax burden on homeowners in this area.

Maryland's Homestead Tax Credit caps annual assessment increases at 10% for primary residences, critical protection in Frederick County where median tax bills reach $4,775. File your homestead application with the Frederick County Assessor immediately after closing to lock in your base assessment value. Contact the Frederick County Assessor's office by phone or online to obtain the application form and confirm your eligibility within 30 days of settlement.