21783 Property Tax Rate

Property owners in ZIP code 21783 (Smithsburg, Maryland) pay a median of $2,747/year in property taxes on homes valued at $330,100. This translates to an effective tax rate of 0.83%, which is 14% below the Maryland state average of 0.96%.

The monthly property tax burden for a median-valued home in 21783 is approximately $229, which factors into escrow payments on mortgages. This ZIP code is located within Washington County. This is $1,227 less than the Maryland average of $3,974/year.

Compared to similar ZIP codes in Maryland, 21783 has lower property taxes. ZIP codes with similar effective rates include 21226 (0.83%) and 21122 (0.83%).

In Smithsburg, property taxes represent approximately 2.9% of the median household income of $96,055, providing context for the relative tax burden on homeowners in this area.

Maryland's Homestead Tax Credit limits annual assessment increases to 10% on primary residences, providing crucial relief in Washington County where effective rates reach 1.18%. Apply for homestead status with the Washington County Assessor within 30 days of purchase to ensure the cap applies from your first reassessment cycle. The Washington County Assessor will mail your Notice of Assessment—verify the appraised value and file a revision request if necessary.