21912 Property Tax Rate

Property owners in ZIP code 21912 (Warwick, Maryland) pay a median of $3,581/year in property taxes on homes valued at $385,600. This translates to an effective tax rate of 0.93%, which is 4% below the Maryland state average of 0.96%.

The monthly property tax burden for a median-valued home in 21912 is approximately $298, which factors into escrow payments on mortgages. This ZIP code is located within Cecil County. This is $393 less than the Maryland average of $3,974/year.

Compared to similar ZIP codes in Maryland, 21912 has higher property taxes. ZIP codes with similar effective rates include 20615 (0.93%) and 20878 (0.93%).

In Warwick, property taxes represent approximately 5.5% of the median household income of $65,074, providing context for the relative tax burden on homeowners in this area.

Maryland's Homestead Tax Credit limits annual assessment growth to 10% on primary residences, providing essential protection in Cecil County where median tax bills exceed $3,100. File your homestead exemption application with the Cecil County Assessor within 30 days of purchase to activate this assessment cap. The Cecil County Assessor will mail your Notice of Assessment—verify the appraised value carefully and submit a revision request if it appears inflated beyond comparable sales.