Bel Air, MD Property Tax Rates
Compare property tax rates across 2 ZIP codes in Bel Air, Maryland.
Avg Tax Rate
0.90%
Avg Annual Tax
$3,700
Avg Home Value
$413,100
ZIP Codes
2
Property Tax Overview: Bel Air, MD
Bel Air has 2 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 0.90%, which is 7% below the Maryland average of 0.96%. Annual property taxes range from $3,653 (ZIP 21015) to $3,746 (ZIP 21014).
For a home at Bel Air's median value of $413,100, property taxes add approximately $308/month to housing costs. Bel Air home values are close to the Maryland median of $428,085.
Property tax rates within Bel Air vary by 0.05 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.
Bel Air vs Maryland Average
Effective Tax Rate
7% below state average
Annual Property Tax
Median Home Value
Frequently Asked Questions
What is the average property tax rate in Bel Air, MD?
The average effective property tax rate in Bel Air, Maryland is 0.90%, based on 2 ZIP codes.
How much is property tax in Bel Air, MD?
The average median annual property tax in Bel Air is $3,700 per year, with a median home value of $413,100.
Which ZIP code in Bel Air has the lowest property tax rate?
ZIP code 21015 has the lowest effective tax rate in Bel Air at 0.87%, with a median annual tax of $3,653.
How many ZIP codes are in Bel Air, MD?
Bel Air, Maryland has 2 ZIP codes with property tax data available.
Which ZIP code in Bel Air has the highest property tax rate?
ZIP code 21014 has the highest effective tax rate in Bel Air at 0.92%, with a median annual tax of $3,746.
How do Bel Air property taxes compare to the Maryland average?
Bel Air's average effective rate of 0.90% is 7% below the Maryland state average of 0.96%.
What factors affect property tax rates between ZIP codes in Bel Air?
Property tax rate differences within Bel Air are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.
Tips for Bel Air Homeowners
- •Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
- •Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
- •Know your assessment cycle: Maryland reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
- •Compare ZIP codes before buying: Even within Bel Air, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.
Looking for county-level property tax data? View Harford County on TaxByCounty.com
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.