01604 Property Tax Rate
Worcester, Massachusetts · Part of Worcester County
Effective Tax Rate
1.42%
20.3% below state avgMedian Annual Tax
$4,566
$381/mo escrow
Estimate Your Tax
Annual Tax
$4,566
Monthly
$381
Eff. Rate
1.42%
Buyer decision brief
What ZIP 01604 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$381/mo
Based on median annual tax paid
State context
0.29 percentage points above the Massachusetts average
Massachusetts average: 1.13%
Data confidence
High confidenceThe Census margin of error is $172, about 4% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Worcester County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 01604 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$172 tax MOE, 4% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Worcester County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 01604
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $321,900, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.42%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Massachusetts and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $381 per month before insurance, HOA dues, or special assessments.
Assessor verification
Worcester County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 01604 Compares
Median Annual Property Tax
ZIP 01604
1.42%
Effective rate
Massachusetts Avg
1.13%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Massachusetts
Higher than 80% of ZIP codes in Massachusetts(80th percentile, 511 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 01604
Property owners in ZIP code 01604 (Worcester, Massachusetts) pay a median of $4,566/year in property taxes on homes valued at $321,900. This translates to an effective tax rate of 1.42%, which is 26% above the Massachusetts state average of 1.13%.
The monthly property tax burden for a median-valued home in 01604 is approximately $381, which factors into escrow payments on mortgages. This ZIP code is located within Worcester County. This is $1,166 less than the Massachusetts average of $5,732/year.
Compared to similar ZIP codes in Massachusetts, 01604 has higher property taxes. ZIP codes with similar effective rates include 01569 (1.42%) and 01879 (1.42%).
In Worcester, property taxes represent approximately 6.3% of the median household income of $72,911, providing context for the relative tax burden on homeowners in this area.
Massachusetts Chapter 59 provides exemptions for seniors (65+), veterans, and surviving spouses that can reduce assessed value by $500–$3,000 depending on municipal amounts and your income. Submit your exemption application to the Worcester County Assessor's office by April 1 annually to claim relief on your owner-occupied home. Contact the Worcester County Assessor immediately after purchase to confirm deadlines—some municipalities offer additional local exemptions beyond state Chapter 59 benefits.
Frequently Asked Questions
What is the property tax rate in ZIP code 01604?
How much are property taxes in Worcester, MA (01604)?
How does ZIP 01604 compare to the Massachusetts average?
What is the median home value in ZIP 01604?
What county is ZIP code 01604 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$172. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 01604 is part of Worcester County, Massachusetts. View the full county profile for broader context and more data.
View Worcester County on TaxByCounty →Explore Worcester, MA
View all 9 ZIP codes in Worcester with property tax comparisons.
View Worcester Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 01604
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
01608
Worcester, MA
0.34 percentage points lower than ZIP 01604.
Rate
1.08%
Tax
$1,267
Quality
90
01610
Worcester, MA
0.14 percentage points lower than ZIP 01604.
Rate
1.28%
Tax
$3,568
Quality
101
01606
Worcester, MA
0.13 percentage points lower than ZIP 01604.
Rate
1.29%
Tax
$4,440
Quality
101
01609
Worcester, MA
0.12 percentage points lower than ZIP 01604.
Rate
1.30%
Tax
$5,493
Quality
101
01602
Worcester, MA
0.10 percentage points lower than ZIP 01604.
Rate
1.32%
Tax
$5,028
Quality
101
01605
Worcester, MA
0.09 percentage points lower than ZIP 01604.
Rate
1.33%
Tax
$4,645
Quality
101
01607
Worcester, MA
0.09 percentage points lower than ZIP 01604.
Rate
1.33%
Tax
$4,537
Quality
101
01603
Worcester, MA
0.07 percentage points lower than ZIP 01604.
Rate
1.35%
Tax
$3,874
Quality
101
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.