02646 Property Tax Rate

Property owners in ZIP code 02646 (Harwich Port, Massachusetts) pay a median of $4,817/year in property taxes on homes valued at $723,600. This translates to an effective tax rate of 0.67%, which is 41% below the Massachusetts state average of 1.13%.

The monthly property tax burden for a median-valued home in 02646 is approximately $401, which factors into escrow payments on mortgages. This ZIP code is located within Barnstable County. This is $915 less than the Massachusetts average of $5,732/year.

Compared to similar ZIP codes in Massachusetts, 02646 has lower property taxes. ZIP codes with similar effective rates include 02534 (0.67%) and 02657 (0.67%).

In Harwich Port, property taxes represent approximately 6.5% of the median household income of $74,276, providing context for the relative tax burden on homeowners in this area.

Massachusetts has no statewide property tax cap; Barnstable County properties are revalued periodically, meaning your assessed value adjusts to market conditions over time. Chapter 59 exemptions for seniors (65+), veterans, and surviving spouses are available—apply to the Barnstable County Assessor's office before the October 1 deadline with required documentation. Check whether your town participates in the Community Preservation Act surcharge; if so, this 1–3% addition applies on top of your regular property tax bill.