48631 Property Tax Rate

Property owners in ZIP code 48631 (Kawkawlin, Michigan) pay a median of $2,459/year in property taxes on homes valued at $164,400. This translates to an effective tax rate of 1.50%, which is 22% above the Michigan state average of 1.22%.

The monthly property tax burden for a median-valued home in 48631 is approximately $205, which factors into escrow payments on mortgages. This ZIP code is located within Bay County.

Compared to similar ZIP codes in Michigan, 48631 has lower property taxes. ZIP codes with similar effective rates include 48017 (1.50%) and 48221 (1.50%).

In Kawkawlin, property taxes represent approximately 3.2% of the median household income of $77,813, providing context for the relative tax burden on homeowners in this area.

Under Proposal A, uncapping at sale resets your assessed value to purchase price, and Bay County's above-average 1.73% effective rate means your tax jump will be steeper than statewide average. Apply for the Principle Residence Exemption (PRE) with the Bay County Assessor right away — this exemption removes school operating taxes and is the most valuable relief available to Michigan homeowners. File by December 1 and request written confirmation that PRE has been applied to your account.