48634 Property Tax Rate
Linwood, Michigan · Part of Bay County
Effective Tax Rate
1.45%
6.2% below state avgMedian Annual Tax
$2,275
$190/mo escrow
Estimate Your Tax
Annual Tax
$2,275
Monthly
$190
Eff. Rate
1.45%
How ZIP 48634 Compares
Median Annual Property Tax
ZIP 48634
1.45%
Effective rate
Michigan Avg
1.22%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Michigan
Higher than 80% of ZIP codes in Michigan(80th percentile, 957 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 48634
Property owners in ZIP code 48634 (Linwood, Michigan) pay a median of $2,275/year in property taxes on homes valued at $156,800. This translates to an effective tax rate of 1.45%, which is 19% above the Michigan state average of 1.22%.
The monthly property tax burden for a median-valued home in 48634 is approximately $190, which factors into escrow payments on mortgages. This ZIP code is located within Bay County.
Compared to similar ZIP codes in Michigan, 48634 has higher property taxes. ZIP codes with similar effective rates include 48807 (1.45%) and 48837 (1.45%).
In Linwood, property taxes represent approximately 2.9% of the median household income of $78,929, providing context for the relative tax burden on homeowners in this area.
Under Proposal A, uncapping at sale resets your assessed value to purchase price, and Bay County's above-average 1.73% effective rate means your tax jump will be steeper than statewide average. Apply for the Principle Residence Exemption (PRE) with the Bay County Assessor right away — this exemption removes school operating taxes and is the most valuable relief available to Michigan homeowners. File by December 1 and request written confirmation that PRE has been applied to your account.
Frequently Asked Questions
What is the property tax rate in ZIP code 48634?
How much are property taxes in Linwood, MI (48634)?
How does ZIP 48634 compare to the Michigan average?
What is the median home value in ZIP 48634?
What county is ZIP code 48634 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$201. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 48634 is part of Bay County, Michigan. View the full county profile for broader context and more data.
View Bay County on TaxByCounty →Similar ZIP Codes in Michigan
48807
-0.00%Bannister
1.45%
$1,500/yr
48837
-0.00%Grand Ledge
1.45%
$3,468/yr
48164
+0.00%New Boston
1.45%
$4,557/yr
48858
-0.00%Mount Pleasant
1.45%
$2,431/yr
48615
-0.00%Breckenridge
1.45%
$1,868/yr
48867
+0.00%Owosso
1.46%
$2,119/yr
48374
-0.01%Novi
1.45%
$7,972/yr
49251
-0.01%Leslie
1.44%
$2,797/yr
48883
+0.01%Shepherd
1.46%
$2,254/yr
49048
-0.01%Kalamazoo
1.44%
$2,285/yr
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.