48634 Property Tax Rate

Linwood, Michigan · Part of Bay County

ACS 2019-2023 · Updated Dec 2024

Effective Tax Rate

1.45%

6.2% below state avg

Median Annual Tax

$2,275

$190/mo escrow

Estimate Your Tax

$
$50K$2M

Annual Tax

$2,275

Monthly

$190

Eff. Rate

1.45%

vs. Michigan Avg6.2% below
vs. National Avg15.4% below

How ZIP 48634 Compares

Median Annual Property Tax

ZIP 48634$2,275
Michigan Average$2,426
National Average$2,690

ZIP 48634

1.45%

Effective rate

Michigan Avg

1.22%

Effective rate

National Avg

1.10%

Effective rate

State Ranking

Property Tax Rank in Michigan

0.43%state avg 1.22%2.89%

Higher than 80% of ZIP codes in Michigan(80th percentile, 957 ZIPs compared)

Property Tax Analysis

Property Tax Insights for ZIP 48634

Property owners in ZIP code 48634 (Linwood, Michigan) pay a median of $2,275/year in property taxes on homes valued at $156,800. This translates to an effective tax rate of 1.45%, which is 19% above the Michigan state average of 1.22%.

The monthly property tax burden for a median-valued home in 48634 is approximately $190, which factors into escrow payments on mortgages. This ZIP code is located within Bay County.

Compared to similar ZIP codes in Michigan, 48634 has higher property taxes. ZIP codes with similar effective rates include 48807 (1.45%) and 48837 (1.45%).

In Linwood, property taxes represent approximately 2.9% of the median household income of $78,929, providing context for the relative tax burden on homeowners in this area.

Under Proposal A, uncapping at sale resets your assessed value to purchase price, and Bay County's above-average 1.73% effective rate means your tax jump will be steeper than statewide average. Apply for the Principle Residence Exemption (PRE) with the Bay County Assessor right away — this exemption removes school operating taxes and is the most valuable relief available to Michigan homeowners. File by December 1 and request written confirmation that PRE has been applied to your account.

Frequently Asked Questions

What is the property tax rate in ZIP code 48634?
The effective property tax rate in ZIP code 48634 (Linwood, MI) is 1.45%. This rate is calculated by dividing the median annual property tax payment by the median home value within this ZIP Code Tabulation Area (ZCTA), based on U.S. Census Bureau data.
How much are property taxes in Linwood, MI (48634)?
The median annual property tax payment in ZIP code 48634 is $2,275. This figure represents the typical amount paid by homeowners in this area. Actual taxes vary based on your assessed property value and any applicable exemptions.
How does ZIP 48634 compare to the Michigan average?
ZIP code 48634's effective tax rate of 1.45% is higher than the Michigan state average of 1.22%. The median annual property tax in this ZIP is $2,275, compared to the state average of $2,426.
What is the median home value in ZIP 48634?
The median home value in ZIP code 48634 (Linwood, MI) is $156,800, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates at the ZCTA level.
What county is ZIP code 48634 in?
ZIP code 48634 is part of Bay County in Michigan. For broader county-level property tax data, including comparisons with other counties in Michigan, visit the Bay County profile on TaxByCounty.

Margin of Error

The median property tax estimate for this ZIP code has a margin of error of ±$201. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.

County-Level Data

ZIP code 48634 is part of Bay County, Michigan. View the full county profile for broader context and more data.

View Bay County on TaxByCounty →

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →