48865 Property Tax Rate
Orleans, Michigan · Part of Ionia County
Effective Tax Rate
1.20%
39% below state avgMedian Annual Tax
$1,481
$123/mo escrow
Estimate Your Tax
Annual Tax
$1,481
Monthly
$123
Eff. Rate
1.20%
How ZIP 48865 Compares
Median Annual Property Tax
ZIP 48865
1.20%
Effective rate
Michigan Avg
1.22%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Michigan
Higher than 55% of ZIP codes in Michigan(55th percentile, 957 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 48865
Property owners in ZIP code 48865 (Orleans, Michigan) pay a median of $1,481/year in property taxes on homes valued at $123,400. This translates to an effective tax rate of 1.20%, which is near the Michigan state average of 1.22%.
The monthly property tax burden for a median-valued home in 48865 is approximately $123, which factors into escrow payments on mortgages. This ZIP code is located within Ionia County. This is $945 less than the Michigan average of $2,426/year.
Compared to similar ZIP codes in Michigan, 48865 has higher property taxes. ZIP codes with similar effective rates include 48861 (1.20%) and 48005 (1.20%).
In Orleans, property taxes represent approximately 2.1% of the median household income of $68,889, providing context for the relative tax burden on homeowners in this area.
Michigan Proposal A triggers uncapping at sale, resetting assessed value to market and raising school operating taxes on the property from day one. Apply for the Principle Residence Exemption (PRE) with the Ionia County Assessor right away — this exemption removes school operating millage from owner-occupied primary residences and is crucial for tax relief. File the PRE application before December 1 to guarantee the exemption applies to your upcoming tax bill.
Frequently Asked Questions
What is the property tax rate in ZIP code 48865?
How much are property taxes in Orleans, MI (48865)?
How does ZIP 48865 compare to the Michigan average?
What is the median home value in ZIP 48865?
What county is ZIP code 48865 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$418. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 48865 is part of Ionia County, Michigan. View the full county profile for broader context and more data.
View Ionia County on TaxByCounty →Similar ZIP Codes in Michigan
48861
-0.00%Mulliken
1.20%
$2,082/yr
48005
-0.00%Armada
1.20%
$3,528/yr
48362
+0.00%Lake Orion
1.20%
$3,767/yr
48703
-0.00%Au Gres
1.20%
$1,902/yr
48849
-0.00%Lake Odessa
1.20%
$2,551/yr
48622
+0.00%Farwell
1.20%
$1,486/yr
48827
+0.00%Eaton Rapids
1.20%
$2,484/yr
49455
-0.00%Shelby
1.20%
$1,736/yr
49782
+0.00%Beaver Island
1.20%
$3,878/yr
48879
+0.00%Saint Johns
1.20%
$2,591/yr
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.