48865 Property Tax Rate

Orleans, Michigan · Part of Ionia County

ACS 2019-2023 · Updated Dec 2024

Effective Tax Rate

1.20%

39% below state avg

Median Annual Tax

$1,481

$123/mo escrow

Estimate Your Tax

$
$50K$2M

Annual Tax

$1,481

Monthly

$123

Eff. Rate

1.20%

vs. Michigan Avg39% below
vs. National Avg44.9% below

How ZIP 48865 Compares

Median Annual Property Tax

ZIP 48865$1,481
Michigan Average$2,426
National Average$2,690

ZIP 48865

1.20%

Effective rate

Michigan Avg

1.22%

Effective rate

National Avg

1.10%

Effective rate

State Ranking

Property Tax Rank in Michigan

0.43%state avg 1.22%2.89%

Higher than 55% of ZIP codes in Michigan(55th percentile, 957 ZIPs compared)

Property Tax Analysis

Property Tax Insights for ZIP 48865

Property owners in ZIP code 48865 (Orleans, Michigan) pay a median of $1,481/year in property taxes on homes valued at $123,400. This translates to an effective tax rate of 1.20%, which is near the Michigan state average of 1.22%.

The monthly property tax burden for a median-valued home in 48865 is approximately $123, which factors into escrow payments on mortgages. This ZIP code is located within Ionia County. This is $945 less than the Michigan average of $2,426/year.

Compared to similar ZIP codes in Michigan, 48865 has higher property taxes. ZIP codes with similar effective rates include 48861 (1.20%) and 48005 (1.20%).

In Orleans, property taxes represent approximately 2.1% of the median household income of $68,889, providing context for the relative tax burden on homeowners in this area.

Michigan Proposal A triggers uncapping at sale, resetting assessed value to market and raising school operating taxes on the property from day one. Apply for the Principle Residence Exemption (PRE) with the Ionia County Assessor right away — this exemption removes school operating millage from owner-occupied primary residences and is crucial for tax relief. File the PRE application before December 1 to guarantee the exemption applies to your upcoming tax bill.

Frequently Asked Questions

What is the property tax rate in ZIP code 48865?
The effective property tax rate in ZIP code 48865 (Orleans, MI) is 1.20%. This rate is calculated by dividing the median annual property tax payment by the median home value within this ZIP Code Tabulation Area (ZCTA), based on U.S. Census Bureau data.
How much are property taxes in Orleans, MI (48865)?
The median annual property tax payment in ZIP code 48865 is $1,481. This figure represents the typical amount paid by homeowners in this area. Actual taxes vary based on your assessed property value and any applicable exemptions.
How does ZIP 48865 compare to the Michigan average?
ZIP code 48865's effective tax rate of 1.20% is lower than the Michigan state average of 1.22%. The median annual property tax in this ZIP is $1,481, compared to the state average of $2,426.
What is the median home value in ZIP 48865?
The median home value in ZIP code 48865 (Orleans, MI) is $123,400, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates at the ZCTA level.
What county is ZIP code 48865 in?
ZIP code 48865 is part of Ionia County in Michigan. For broader county-level property tax data, including comparisons with other counties in Michigan, visit the Ionia County profile on TaxByCounty.

Margin of Error

The median property tax estimate for this ZIP code has a margin of error of ±$418. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.

County-Level Data

ZIP code 48865 is part of Ionia County, Michigan. View the full county profile for broader context and more data.

View Ionia County on TaxByCounty →

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →