49630 Property Tax Rate

Empire, Michigan · Part of Leelanau County

ACS 2019-2023 · Updated Dec 2024

Effective Tax Rate

0.70%

27.1% above state avg

Median Annual Tax

$3,084

$257/mo escrow

Estimate Your Tax

$
$50K$2M

Annual Tax

$3,084

Monthly

$257

Eff. Rate

0.70%

vs. Michigan Avg27.1% above
vs. National Avg14.6% above

How ZIP 49630 Compares

Median Annual Property Tax

ZIP 49630$3,084
Michigan Average$2,426
National Average$2,690

ZIP 49630

0.70%

Effective rate

Michigan Avg

1.22%

Effective rate

National Avg

1.10%

Effective rate

State Ranking

Property Tax Rank in Michigan

0.43%state avg 1.22%2.89%

Lower than 98% of ZIP codes in Michigan(2th percentile, 957 ZIPs compared)

Property Tax Analysis

Property Tax Insights for ZIP 49630

Property owners in ZIP code 49630 (Empire, Michigan) pay a median of $3,084/year in property taxes on homes valued at $440,200. This translates to an effective tax rate of 0.70%, which is 43% below the Michigan state average of 1.22%.

The monthly property tax burden for a median-valued home in 49630 is approximately $257, which factors into escrow payments on mortgages. This ZIP code is located within Leelanau County. This is $658 more than the Michigan average of $2,426/year.

Compared to similar ZIP codes in Michigan, 49630 has lower property taxes. ZIP codes with similar effective rates include 49881 (0.70%) and 49027 (0.69%).

In Empire, property taxes represent approximately 3.0% of the median household income of $101,875, providing context for the relative tax burden on homeowners in this area.

Under Proposal A, your purchase triggers reassessment to market value, ending the prior owner's capped annual increases. The Principle Residence Exemption (PRE) removes school operating taxes from primary residences — file your claim with the Leelanau County Assessor by March 1 of the year after you buy. Contact the Leelanau County Assessor within 30 days of closing to obtain your PRE application and ensure it is filed before the March 1 deadline.

Frequently Asked Questions

What is the property tax rate in ZIP code 49630?
The effective property tax rate in ZIP code 49630 (Empire, MI) is 0.70%. This rate is calculated by dividing the median annual property tax payment by the median home value within this ZIP Code Tabulation Area (ZCTA), based on U.S. Census Bureau data.
How much are property taxes in Empire, MI (49630)?
The median annual property tax payment in ZIP code 49630 is $3,084. This figure represents the typical amount paid by homeowners in this area. Actual taxes vary based on your assessed property value and any applicable exemptions.
How does ZIP 49630 compare to the Michigan average?
ZIP code 49630's effective tax rate of 0.70% is lower than the Michigan state average of 1.22%. The median annual property tax in this ZIP is $3,084, compared to the state average of $2,426.
What is the median home value in ZIP 49630?
The median home value in ZIP code 49630 (Empire, MI) is $440,200, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates at the ZCTA level.
What county is ZIP code 49630 in?
ZIP code 49630 is part of Leelanau County in Michigan. For broader county-level property tax data, including comparisons with other counties in Michigan, visit the Leelanau County profile on TaxByCounty.

Margin of Error

The median property tax estimate for this ZIP code has a margin of error of ±$290. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.

County-Level Data

ZIP code 49630 is part of Leelanau County, Michigan. View the full county profile for broader context and more data.

View Leelanau County on TaxByCounty →

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →