49645 Property Tax Rate
Kaleva, Michigan · Part of Manistee County
Effective Tax Rate
1.12%
40.5% below state avgMedian Annual Tax
$1,443
$120/mo escrow
Estimate Your Tax
Annual Tax
$1,443
Monthly
$120
Eff. Rate
1.12%
How ZIP 49645 Compares
Median Annual Property Tax
ZIP 49645
1.12%
Effective rate
Michigan Avg
1.22%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Michigan
Lower than 59% of ZIP codes in Michigan(41th percentile, 957 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 49645
Property owners in ZIP code 49645 (Kaleva, Michigan) pay a median of $1,443/year in property taxes on homes valued at $129,300. This translates to an effective tax rate of 1.12%, which is 9% below the Michigan state average of 1.22%.
The monthly property tax burden for a median-valued home in 49645 is approximately $120, which factors into escrow payments on mortgages. This ZIP code is located within Manistee County. This is $983 less than the Michigan average of $2,426/year.
Compared to similar ZIP codes in Michigan, 49645 has higher property taxes. ZIP codes with similar effective rates include 48380 (1.12%) and 49408 (1.12%).
In Kaleva, property taxes represent approximately 3.2% of the median household income of $45,000, providing context for the relative tax burden on homeowners in this area.
Proposal A triggers full market-value reassessment when you purchase, ending capped growth for the previous owner. The Principle Residence Exemption (PRE) exempts primary residences from school operating taxes and can save you hundreds annually — file with the Manistee County Assessor by March 1 following your purchase. Contact the Manistee County Assessor's office within two weeks of closing to obtain and file your PRE application before the March 1 deadline.
Frequently Asked Questions
What is the property tax rate in ZIP code 49645?
How much are property taxes in Kaleva, MI (49645)?
How does ZIP 49645 compare to the Michigan average?
What is the median home value in ZIP 49645?
What county is ZIP code 49645 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$83. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 49645 is part of Manistee County, Michigan. View the full county profile for broader context and more data.
View Manistee County on TaxByCounty →Similar ZIP Codes in Michigan
48380
0.00%Milford
1.12%
$4,896/yr
49408
0.00%Fennville
1.12%
$2,347/yr
49508
+0.00%Grand Rapids
1.12%
$2,879/yr
48214
-0.00%Detroit
1.12%
$1,344/yr
49265
+0.00%Onsted
1.12%
$2,738/yr
49733
+0.00%Frederic
1.12%
$1,659/yr
49701
+0.00%Mackinaw City
1.12%
$2,425/yr
49415
+0.00%Fruitport
1.12%
$2,578/yr
49405
-0.00%Custer
1.11%
$1,595/yr
48770
-0.00%Whittemore
1.11%
$1,128/yr
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.