49835 Property Tax Rate

Property owners in ZIP code 49835 (Garden, Michigan) pay a median of $1,526/year in property taxes on homes valued at $160,800. This translates to an effective tax rate of 0.95%, which is 22% below the Michigan state average of 1.22%.

The monthly property tax burden for a median-valued home in 49835 is approximately $127, which factors into escrow payments on mortgages. This ZIP code is located within Delta County. This is $900 less than the Michigan average of $2,426/year.

Compared to similar ZIP codes in Michigan, 49835 has lower property taxes. ZIP codes with similar effective rates include 49726 (0.95%) and 49971 (0.95%).

In Garden, property taxes represent approximately 2.9% of the median household income of $53,125, providing context for the relative tax burden on homeowners in this area.

Delta County follows Proposal A reassessment at sale, with annual increases capped at the lesser of 5% or inflation for existing owners. The Principle Residence Exemption (PRE) is critical for Delta County buyers—file with the Delta County Assessor within 45 days of closing to exempt your primary residence from school operating taxes and reduce your bill by 6–10%. Contact the Delta County Assessor to confirm PRE status on your property record and request a copy of your most recent assessment to verify the base year value.