Grand Rapids, MI Property Tax Rates

Compare property tax rates across 12 ZIP codes in Grand Rapids, Michigan.

ACS 2019-2023 · Updated Dec 2024

Avg Tax Rate

1.12%

Avg Annual Tax

$2,865

Avg Home Value

$256,617

ZIP Codes

12

Property Tax Overview: Grand Rapids, MI

Grand Rapids has 12 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 1.12%, which is 8% below the Michigan average of 1.22%. Annual property taxes range from $2,171 (ZIP 49503) to $2,132 (ZIP 49548).

For a home at Grand Rapids's median value of $256,617, property taxes add approximately $239/month to housing costs. Grand Rapids home values are above the Michigan median of $204,411, meaning the monthly tax impact is correspondingly higher.

Property tax rates within Grand Rapids vary by 0.46 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.

ZIP Codes in Grand Rapids, MI

ZIP CodeEffective RateMedian TaxMedian Home Value
495030.97%$2,171$224,100
495340.97%$2,629$270,200
495071.02%$1,830$179,600
495441.06%$2,619$247,500
495251.08%$3,153$292,500
495041.08%$2,405$222,600
495051.09%$2,475$227,900
495081.12%$2,879$257,900
495461.15%$4,463$389,100
495061.15%$3,886$338,600
495121.33%$3,732$279,900
495481.43%$2,132$149,500

Grand Rapids vs Michigan Average

Effective Tax Rate

Grand Rapids1.12%
Michigan Avg1.22%

8% below state average

Annual Property Tax

Grand Rapids$2,865
Michigan Avg$2,426

Median Home Value

Grand Rapids$256,617
Michigan Avg$204,411

Frequently Asked Questions

What is the average property tax rate in Grand Rapids, MI?

The average effective property tax rate in Grand Rapids, Michigan is 1.12%, based on 12 ZIP codes.

How much is property tax in Grand Rapids, MI?

The average median annual property tax in Grand Rapids is $2,865 per year, with a median home value of $256,617.

Which ZIP code in Grand Rapids has the lowest property tax rate?

ZIP code 49503 has the lowest effective tax rate in Grand Rapids at 0.97%, with a median annual tax of $2,171.

How many ZIP codes are in Grand Rapids, MI?

Grand Rapids, Michigan has 12 ZIP codes with property tax data available.

Which ZIP code in Grand Rapids has the highest property tax rate?

ZIP code 49548 has the highest effective tax rate in Grand Rapids at 1.43%, with a median annual tax of $2,132.

How do Grand Rapids property taxes compare to the Michigan average?

Grand Rapids's average effective rate of 1.12% is 8% below the Michigan state average of 1.22%.

What factors affect property tax rates between ZIP codes in Grand Rapids?

Property tax rate differences within Grand Rapids are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.

Tips for Grand Rapids Homeowners

  • Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
  • Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
  • Know your assessment cycle: Michigan reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
  • Compare ZIP codes before buying: Even within Grand Rapids, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.

Looking for county-level property tax data? View Kent County on TaxByCounty.com

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →