38850 Property Tax Rate
Houlka, Mississippi · Part of Chickasaw County
Effective Tax Rate
0.63%
46% below state avgMedian Annual Tax
$491
$41/mo escrow
Estimate Your Tax
Annual Tax
$491
Monthly
$41
Eff. Rate
0.63%
Buyer decision brief
What ZIP 38850 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$41/mo
Based on median annual tax paid
State context
0.11 percentage points below the Mississippi average
Mississippi average: 0.73%
Data confidence
Use cautionThe Census margin of error is $257, about 52% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Chickasaw County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 38850 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Very high margin of error
$257 tax MOE, 52% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Chickasaw County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 38850
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $78,500, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.63%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Mississippi and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $41 per month before insurance, HOA dues, or special assessments.
Assessor verification
Chickasaw County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 38850 Compares
Median Annual Property Tax
ZIP 38850
0.63%
Effective rate
Mississippi Avg
0.73%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Mississippi
Lower than 67% of ZIP codes in Mississippi(33th percentile, 347 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 38850
Property owners in ZIP code 38850 (Houlka, Mississippi) pay a median of $491/year in property taxes on homes valued at $78,500. This translates to an effective tax rate of 0.63%, which is 15% below the Mississippi state average of 0.73%.
The monthly property tax burden for a median-valued home in 38850 is approximately $41, which factors into escrow payments on mortgages. This ZIP code is located within Chickasaw County. This is $419 less than the Mississippi average of $910/year.
Compared to similar ZIP codes in Mississippi, 38850 has lower property taxes. ZIP codes with similar effective rates include 38603 (0.63%) and 39507 (0.62%).
In Houlka, property taxes represent approximately 1.1% of the median household income of $45,991, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 38850, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Chickasaw County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 38850?
How much are property taxes in Houlka, MS (38850)?
How does ZIP 38850 compare to the Mississippi average?
What is the median home value in ZIP 38850?
What county is ZIP code 38850 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$257. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 38850 is part of Chickasaw County, Mississippi. View the full county profile for broader context and more data.
View Chickasaw County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 38850
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
39110
Madison, MS
$264,100 higher median home value than ZIP 38850.
Rate
0.72%
Tax
$2,472
Quality
82
39232
Flowood, MS
$214,500 higher median home value than ZIP 38850.
Rate
0.71%
Tax
$2,077
Quality
77
38672
Southaven, MS
$212,100 higher median home value than ZIP 38850.
Rate
0.63%
Tax
$1,845
Quality
89
38651
Nesbit, MS
0.09 percentage points lower than ZIP 38850.
Rate
0.54%
Tax
$1,556
Quality
82
38632
Hernando, MS
0.01 percentage points lower than ZIP 38850.
Rate
0.62%
Tax
$1,766
Quality
82
38654
Olive Branch, MS
$205,900 higher median home value than ZIP 38850.
Rate
0.64%
Tax
$1,831
Quality
82
38655
Oxford, MS
$197,000 higher median home value than ZIP 38850.
Rate
0.68%
Tax
$1,879
Quality
82
39071
Flora, MS
0.07 percentage points lower than ZIP 38850.
Rate
0.56%
Tax
$1,495
Quality
79
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.