63005 Property Tax Rate
Chesterfield, Missouri · Part of St. Louis County
Effective Tax Rate
1.23%
501.2% above state avgMedian Annual Tax
$8,273
$689/mo escrow
Estimate Your Tax
Annual Tax
$8,273
Monthly
$689
Eff. Rate
1.23%
Buyer decision brief
What ZIP 63005 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$689/mo
Based on median annual tax paid
State context
0.45 percentage points above the Missouri average
Missouri average: 0.78%
Data confidence
High confidenceThe Census margin of error is $302, about 4% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with St. Louis County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 63005 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$302 tax MOE, 4% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
St. Louis County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 63005
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $671,300, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.23%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Missouri and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $689 per month before insurance, HOA dues, or special assessments.
Assessor verification
St. Louis County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 63005 Compares
Median Annual Property Tax
ZIP 63005
1.23%
Effective rate
Missouri Avg
0.78%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Missouri
Higher than 94% of ZIP codes in Missouri(94th percentile, 915 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 63005
Property owners in ZIP code 63005 (Chesterfield, Missouri) pay a median of $8,273/year in property taxes on homes valued at $671,300. This translates to an effective tax rate of 1.23%, which is 58% above the Missouri state average of 0.78%.
The monthly property tax burden for a median-valued home in 63005 is approximately $689, which factors into escrow payments on mortgages. This ZIP code is located within St. Louis County. This is $6,897 more than the Missouri average of $1,376/year.
Compared to similar ZIP codes in Missouri, 63005 has higher property taxes. ZIP codes with similar effective rates include 64129 (1.23%) and 65246 (1.23%).
In Chesterfield, property taxes represent approximately 4.1% of the median household income of $202,232, providing context for the relative tax burden on homeowners in this area.
Missouri has no statewide property tax cap; your assessed value can increase annually without limit, and the St. Louis County Assessor will reassess at market value upon sale. The Homestead Property Tax Credit exempts up to $15,000 of assessed value for primary residences and saves eligible homeowners hundreds annually — apply with St. Louis County by the state deadline. Contact the St. Louis County Assessor's office within 60 days of purchase to verify your assessment and request a Homestead Certificate to lock in the exemption.
Frequently Asked Questions
What is the property tax rate in ZIP code 63005?
How much are property taxes in Chesterfield, MO (63005)?
How does ZIP 63005 compare to the Missouri average?
What is the median home value in ZIP 63005?
What county is ZIP code 63005 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$302. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 63005 is part of St. Louis County, Missouri. View the full county profile for broader context and more data.
View St. Louis County on TaxByCounty →Explore Chesterfield, MO
View all 2 ZIP codes in Chesterfield with property tax comparisons.
View Chesterfield Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 63005
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
63017
Chesterfield, MO
0.08 percentage points lower than ZIP 63005.
Rate
1.15%
Tax
$5,191
Quality
96
63140
Saint Louis, MO
0.42 percentage points lower than ZIP 63005.
Rate
0.81%
Tax
$683
Quality
96
63124
Saint Louis, MO
0.20 percentage points lower than ZIP 63005.
Rate
1.03%
Tax
$10,001
Quality
89
63128
Saint Louis, MO
0.19 percentage points lower than ZIP 63005.
Rate
1.04%
Tax
$3,336
Quality
101
63131
Saint Louis, MO
0.18 percentage points lower than ZIP 63005.
Rate
1.05%
Tax
$7,703
Quality
101
63127
Saint Louis, MO
0.17 percentage points lower than ZIP 63005.
Rate
1.06%
Tax
$6,303
Quality
101
63126
Saint Louis, MO
0.16 percentage points lower than ZIP 63005.
Rate
1.08%
Tax
$3,089
Quality
101
63129
Saint Louis, MO
0.15 percentage points lower than ZIP 63005.
Rate
1.08%
Tax
$3,007
Quality
101
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.