Chesterfield, MO Property Tax Rates
Compare property tax rates across 2 ZIP codes in Chesterfield, Missouri.
Avg Tax Rate
1.19%
Avg Annual Tax
$6,732
Avg Home Value
$561,650
ZIP Codes
2
Property Tax Overview: Chesterfield, MO
Chesterfield has 2 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 1.19%, which is 53% above the Missouri average of 0.78%. Annual property taxes range from $5,191 (ZIP 63017) to $8,273 (ZIP 63005).
For a home at Chesterfield's median value of $561,650, property taxes add approximately $557/month to housing costs. Chesterfield home values are above the Missouri median of $175,936, meaning the monthly tax impact is correspondingly higher.
Property tax rates within Chesterfield vary by 0.08 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.
Chesterfield vs Missouri Average
Effective Tax Rate
53% above state average
Annual Property Tax
Median Home Value
Frequently Asked Questions
What is the average property tax rate in Chesterfield, MO?
The average effective property tax rate in Chesterfield, Missouri is 1.19%, based on 2 ZIP codes.
How much is property tax in Chesterfield, MO?
The average median annual property tax in Chesterfield is $6,732 per year, with a median home value of $561,650.
Which ZIP code in Chesterfield has the lowest property tax rate?
ZIP code 63017 has the lowest effective tax rate in Chesterfield at 1.15%, with a median annual tax of $5,191.
How many ZIP codes are in Chesterfield, MO?
Chesterfield, Missouri has 2 ZIP codes with property tax data available.
Which ZIP code in Chesterfield has the highest property tax rate?
ZIP code 63005 has the highest effective tax rate in Chesterfield at 1.23%, with a median annual tax of $8,273.
How do Chesterfield property taxes compare to the Missouri average?
Chesterfield's average effective rate of 1.19% is 53% above the Missouri state average of 0.78%.
What factors affect property tax rates between ZIP codes in Chesterfield?
Property tax rate differences within Chesterfield are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.
Tips for Chesterfield Homeowners
- •Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
- •Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
- •Know your assessment cycle: Missouri reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
- •Compare ZIP codes before buying: Even within Chesterfield, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.
Looking for county-level property tax data? View St. Louis County on TaxByCounty.com
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.