64642 Property Tax Rate
Gilman City, Missouri · Part of Harrison County
Effective Tax Rate
0.66%
57.6% below state avgMedian Annual Tax
$583
$49/mo escrow
Estimate Your Tax
Annual Tax
$583
Monthly
$49
Eff. Rate
0.66%
Buyer decision brief
What ZIP 64642 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$49/mo
Based on median annual tax paid
State context
0.11 percentage points below the Missouri average
Missouri average: 0.78%
Data confidence
Moderate confidenceThe Census margin of error is $195, about 33% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Harrison County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
Similar in-state ZIPs in this comparison set do not show a lower effective rate. Use the state table to widen the search.
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 64642 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Moderate ACS confidence
$195 tax MOE, 33% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Harrison County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 64642
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $87,900, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.66%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Missouri and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $49 per month before insurance, HOA dues, or special assessments.
Assessor verification
Harrison County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 64642 Compares
Median Annual Property Tax
ZIP 64642
0.66%
Effective rate
Missouri Avg
0.78%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Missouri
Lower than 63% of ZIP codes in Missouri(37th percentile, 915 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 64642
Property owners in ZIP code 64642 (Gilman City, Missouri) pay a median of $583/year in property taxes on homes valued at $87,900. This translates to an effective tax rate of 0.66%, which is 15% below the Missouri state average of 0.78%.
The monthly property tax burden for a median-valued home in 64642 is approximately $49, which factors into escrow payments on mortgages. This ZIP code is located within Harrison County. This is $793 less than the Missouri average of $1,376/year.
Compared to similar ZIP codes in Missouri, 64642 has lower property taxes. ZIP codes with similar effective rates include 64670 (0.66%) and 64640 (0.66%).
In Gilman City, property taxes represent approximately 1.1% of the median household income of $53,083, providing context for the relative tax burden on homeowners in this area.
If you're considering purchasing a home in 64642, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Harrison County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 64642?
How much are property taxes in Gilman City, MO (64642)?
How does ZIP 64642 compare to the Missouri average?
What is the median home value in ZIP 64642?
What county is ZIP code 64642 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$195. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 64642 is part of Harrison County, Missouri. View the full county profile for broader context and more data.
View Harrison County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 64642
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
63124
Saint Louis, MO
$879,400 higher median home value than ZIP 64642.
Rate
1.03%
Tax
$10,001
Quality
82
63073
Saint Albans, MO
$715,400 higher median home value than ZIP 64642.
Rate
0.74%
Tax
$5,982
Quality
69
63105
Saint Louis, MO
$647,600 higher median home value than ZIP 64642.
Rate
1.28%
Tax
$9,379
Quality
94
63131
Saint Louis, MO
$646,400 higher median home value than ZIP 64642.
Rate
1.05%
Tax
$7,703
Quality
94
63005
Chesterfield, MO
$583,400 higher median home value than ZIP 64642.
Rate
1.23%
Tax
$8,273
Quality
89
63127
Saint Louis, MO
$506,200 higher median home value than ZIP 64642.
Rate
1.06%
Tax
$6,303
Quality
94
63141
Saint Louis, MO
$484,000 higher median home value than ZIP 64642.
Rate
1.12%
Tax
$6,381
Quality
94
63341
Defiance, MO
$464,700 higher median home value than ZIP 64642.
Rate
0.86%
Tax
$4,773
Quality
84
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.