65049 Property Tax Rate

Property owners in ZIP code 65049 (Lake Ozark, Missouri) pay a median of $2,085/year in property taxes on homes valued at $354,200. This translates to an effective tax rate of 0.59%, which is 24% below the Missouri state average of 0.78%.

The monthly property tax burden for a median-valued home in 65049 is approximately $174, which factors into escrow payments on mortgages. This ZIP code is located within Camden County. This is $709 more than the Missouri average of $1,376/year.

Compared to similar ZIP codes in Missouri, 65049 has lower property taxes. ZIP codes with similar effective rates include 64874 (0.59%) and 63787 (0.59%).

In Lake Ozark, property taxes represent approximately 2.4% of the median household income of $85,601, providing context for the relative tax burden on homeowners in this area.

Missouri reassesses property at market value upon sale, with no statewide cap on increases—your assessed value will reflect current market conditions at purchase. Camden County offers Homestead Exemption and Senior Exemption (65+) programs; apply with the Camden County Assessor's office within 30 days of taking title. Contact the Camden County Assessor for a copy of your assessment and file a written protest within 30 days if the assessed value seems high compared to your purchase price.