65322 Property Tax Rate

Blackwater, Missouri · Part of Cooper County

ACS 2019-2023 · Updated Dec 2024

Effective Tax Rate

0.46%

45.3% below state avg

Median Annual Tax

$753

$63/mo escrow

Estimate Your Tax

$
$50K$2M

Annual Tax

$753

Monthly

$63

Eff. Rate

0.46%

vs. Missouri Avg45.3% below
vs. National Avg72% below

How ZIP 65322 Compares

Median Annual Property Tax

ZIP 65322$753
Missouri Average$1,376
National Average$2,690

ZIP 65322

0.46%

Effective rate

Missouri Avg

0.78%

Effective rate

National Avg

1.10%

Effective rate

State Ranking

Property Tax Rank in Missouri

0.15%state avg 0.78%2.06%

Lower than 91% of ZIP codes in Missouri(9th percentile, 915 ZIPs compared)

Property Tax Analysis

Property Tax Insights for ZIP 65322

Property owners in ZIP code 65322 (Blackwater, Missouri) pay a median of $753/year in property taxes on homes valued at $162,500. This translates to an effective tax rate of 0.46%, which is 40% below the Missouri state average of 0.78%.

The monthly property tax burden for a median-valued home in 65322 is approximately $63, which factors into escrow payments on mortgages. This ZIP code is located within Cooper County. This is $623 less than the Missouri average of $1,376/year.

Compared to similar ZIP codes in Missouri, 65322 has lower property taxes. ZIP codes with similar effective rates include 65734 (0.46%) and 65079 (0.46%).

In Blackwater, property taxes represent approximately 1.0% of the median household income of $72,500, providing context for the relative tax burden on homeowners in this area.

Missouri reassesses property at market value upon sale, with no statewide cap on increases—Cooper County will assess your property based on current market value. Cooper County offers Homestead Exemption and Senior Exemption for residents 65 and older; contact the Cooper County Assessor to file before the next tax year. Obtain your assessment from the Cooper County Assessor and file a timely written protest within 30 days if the valuation does not reflect fair market value.

Frequently Asked Questions

What is the property tax rate in ZIP code 65322?
The effective property tax rate in ZIP code 65322 (Blackwater, MO) is 0.46%. This rate is calculated by dividing the median annual property tax payment by the median home value within this ZIP Code Tabulation Area (ZCTA), based on U.S. Census Bureau data.
How much are property taxes in Blackwater, MO (65322)?
The median annual property tax payment in ZIP code 65322 is $753. This figure represents the typical amount paid by homeowners in this area. Actual taxes vary based on your assessed property value and any applicable exemptions.
How does ZIP 65322 compare to the Missouri average?
ZIP code 65322's effective tax rate of 0.46% is lower than the Missouri state average of 0.78%. The median annual property tax in this ZIP is $753, compared to the state average of $1,376.
What is the median home value in ZIP 65322?
The median home value in ZIP code 65322 (Blackwater, MO) is $162,500, according to U.S. Census Bureau American Community Survey 2019-2023 5-Year Estimates at the ZCTA level.
What county is ZIP code 65322 in?
ZIP code 65322 is part of Cooper County in Missouri. For broader county-level property tax data, including comparisons with other counties in Missouri, visit the Cooper County profile on TaxByCounty.

Margin of Error

The median property tax estimate for this ZIP code has a margin of error of ±$130. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.

County-Level Data

ZIP code 65322 is part of Cooper County, Missouri. View the full county profile for broader context and more data.

View Cooper County on TaxByCounty →
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.

Estimates are informational only and should not be used as financial or legal advice.

Learn about our data sources and methodology →