59803 Property Tax Rate
Missoula, Montana · Part of Missoula County
Effective Tax Rate
0.91%
137% above state avgMedian Annual Tax
$4,467
$372/mo escrow
Estimate Your Tax
Annual Tax
$4,467
Monthly
$372
Eff. Rate
0.91%
Buyer decision brief
What ZIP 59803 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$372/mo
Based on median annual tax paid
State context
0.19 percentage points above the Montana average
Montana average: 0.71%
Data confidence
High confidenceThe Census margin of error is $165, about 4% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Missoula County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 59803 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$165 tax MOE, 4% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Missoula County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 59803
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $492,900, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.91%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Montana and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $372 per month before insurance, HOA dues, or special assessments.
Assessor verification
Missoula County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 59803 Compares
Median Annual Property Tax
ZIP 59803
0.91%
Effective rate
Montana Avg
0.71%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Montana
Higher than 80% of ZIP codes in Montana(80th percentile, 306 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 59803
Property owners in ZIP code 59803 (Missoula, Montana) pay a median of $4,467/year in property taxes on homes valued at $492,900. This translates to an effective tax rate of 0.91%, which is 27% above the Montana state average of 0.71%.
The monthly property tax burden for a median-valued home in 59803 is approximately $372, which factors into escrow payments on mortgages. This ZIP code is located within Missoula County. This is $2,582 more than the Montana average of $1,885/year.
Compared to similar ZIP codes in Montana, 59803 has higher property taxes. ZIP codes with similar effective rates include 59263 (0.91%) and 59422 (0.90%).
In Missoula, property taxes represent approximately 4.1% of the median household income of $108,992, providing context for the relative tax burden on homeowners in this area.
Montana reassesses property at market value annually without a cap, and you will be assessed at current market value when you take ownership. Missoula County offers a Senior Homestead Exemption (65+ owners with one year occupancy) and disabled exemptions that can reduce your tax burden—contact the Missoula County Assessor to determine eligibility. Submit any exemption claims to the Missoula County Assessor's office within 30 days of purchase to ensure the exemption applies to your first assessment year.
Frequently Asked Questions
What is the property tax rate in ZIP code 59803?
How much are property taxes in Missoula, MT (59803)?
How does ZIP 59803 compare to the Montana average?
What is the median home value in ZIP 59803?
What county is ZIP code 59803 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$165. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 59803 is part of Missoula County, Montana. View the full county profile for broader context and more data.
View Missoula County on TaxByCounty →Explore Missoula, MT
View all 5 ZIP codes in Missoula with property tax comparisons.
View Missoula Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 59803
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
59804
Missoula, MT
0.06 percentage points lower than ZIP 59803.
Rate
0.84%
Tax
$4,286
Quality
101
59802
Missoula, MT
0.01 percentage points lower than ZIP 59803.
Rate
0.89%
Tax
$3,747
Quality
101
59808
Missoula, MT
0.01 percentage points lower than ZIP 59803.
Rate
0.89%
Tax
$3,754
Quality
101
59826
Condon, MT
0.43 percentage points lower than ZIP 59803.
Rate
0.48%
Tax
$2,349
Quality
89
59823
Bonner, MT
0.36 percentage points lower than ZIP 59803.
Rate
0.55%
Tax
$2,556
Quality
89
59821
Arlee, MT
0.27 percentage points lower than ZIP 59803.
Rate
0.64%
Tax
$2,416
Quality
89
59868
Seeley Lake, MT
0.25 percentage points lower than ZIP 59803.
Rate
0.65%
Tax
$1,869
Quality
84
59052
Mc Leod, MT
0.58 percentage points lower than ZIP 59803.
Rate
0.32%
Tax
$4,348
Quality
69
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.