10922 Property Tax Rate

Property owners in ZIP code 10922 (Fort Montgomery, New York) pay a median of $9,624/year in property taxes on homes valued at $381,500. This translates to an effective tax rate of 2.52%, which is 37% above the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 10922 is approximately $802, which factors into escrow payments on mortgages. This ZIP code is located within Orange County. This is $4,372 more than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 10922 has higher property taxes. ZIP codes with similar effective rates include 14485 (2.52%) and 13493 (2.52%).

In Fort Montgomery, property taxes represent approximately 10.9% of the median household income of $88,516, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; assessments adjust annually based on local revaluation cycles and market conditions. Orange County primary residence owners earning ≤$500,000 benefit from the STAR exemption, which removes thousands from school tax calculations — submit your application to Orange County schools or the Orange County Assessor's office by the annual March 15 deadline. Contact the Orange County Assessor immediately post-closing to register your ownership and confirm STAR eligibility, as the exemption can save $500–$1,000+ annually depending on your assessed value.