12132 Property Tax Rate

Property owners in ZIP code 12132 (North Chatham, New York) pay a median of $6,058/year in property taxes on homes valued at $310,600. This translates to an effective tax rate of 1.95%, which is 6% above the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 12132 is approximately $505, which factors into escrow payments on mortgages. This ZIP code is located within Columbia County. This is $806 more than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 12132 has lower property taxes. ZIP codes with similar effective rates include 13646 (1.95%) and 13146 (1.95%).

New York has no statewide property tax cap; Columbia County reassesses properties based on market value and local budget cycles without annual increase limits. Columbia County primary residence owners with household income ≤$500,000 automatically qualify for STAR, which reduces school taxes by exempting thousands from assessed value — confirm enrollment through local schools or the Columbia County Assessor. File your STAR application with the Columbia County Assessor (518-828-3040) within 30 days of purchase to lock in school tax savings on your next bill.