12811 Property Tax Rate
Bakers Mills, New York · Part of Warren County
Effective Tax Rate
1.25%
35.9% below state avgMedian Annual Tax
$3,367
$281/mo escrow
Estimate Your Tax
Annual Tax
$3,367
Monthly
$281
Eff. Rate
1.25%
Buyer decision brief
What ZIP 12811 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$281/mo
Based on median annual tax paid
State context
0.59 percentage points below the New York average
New York average: 1.85%
Data confidence
Use cautionThe Census margin of error is $2,026, about 60% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Warren County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 12811 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Very high margin of error
$2,026 tax MOE, 60% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County context only
Warren County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 12811
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $268,300, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 1.25%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on New York and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $281 per month before insurance, HOA dues, or special assessments.
Assessor verification
Warren County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 12811 Compares
Median Annual Property Tax
ZIP 12811
1.25%
Effective rate
New York Avg
1.85%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in New York
Lower than 78% of ZIP codes in New York(22th percentile, 1,598 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 12811
Property owners in ZIP code 12811 (Bakers Mills, New York) pay a median of $3,367/year in property taxes on homes valued at $268,300. This translates to an effective tax rate of 1.25%, which is 32% below the New York state average of 1.85%.
The monthly property tax burden for a median-valued home in 12811 is approximately $281, which factors into escrow payments on mortgages. This ZIP code is located within Warren County. This is $1,885 less than the New York average of $5,252/year.
Compared to similar ZIP codes in New York, 12811 has higher property taxes. ZIP codes with similar effective rates include 13338 (1.25%) and 11367 (1.25%).
If you're considering purchasing a home in 12811, keep in mind that property taxes are based on the assessed value assigned by the local assessor, which may differ from the purchase price. In some states, properties are reassessed at or near the sale price upon transfer of ownership. For the most current tax information for a specific property, consult Warren County's tax assessor directly.
Frequently Asked Questions
What is the property tax rate in ZIP code 12811?
How much are property taxes in Bakers Mills, NY (12811)?
How does ZIP 12811 compare to the New York average?
What is the median home value in ZIP 12811?
What county is ZIP code 12811 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$2,026. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 12811 is part of Warren County, New York. View the full county profile for broader context and more data.
View Warren County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 12811
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
12886
Wevertown, NY
0.51 percentage points lower than ZIP 12811.
Rate
0.74%
Tax
$2,563
Quality
77
12845
Lake George, NY
0.36 percentage points lower than ZIP 12811.
Rate
0.89%
Tax
$3,323
Quality
77
12808
Adirondack, NY
0.36 percentage points lower than ZIP 12811.
Rate
0.90%
Tax
$3,087
Quality
71
12824
Diamond Point, NY
0.33 percentage points lower than ZIP 12811.
Rate
0.93%
Tax
$4,090
Quality
77
12815
Brant Lake, NY
0.32 percentage points lower than ZIP 12811.
Rate
0.93%
Tax
$2,169
Quality
77
12836
Hague, NY
0.32 percentage points lower than ZIP 12811.
Rate
0.93%
Tax
$3,259
Quality
77
12817
Chestertown, NY
0.31 percentage points lower than ZIP 12811.
Rate
0.95%
Tax
$2,892
Quality
82
12860
Pottersville, NY
0.29 percentage points lower than ZIP 12811.
Rate
0.96%
Tax
$2,063
Quality
74
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.