12823 Property Tax Rate

Property owners in ZIP code 12823 (Cossayuna, New York) pay a median of $2,656/year in property taxes on homes valued at $195,200. This translates to an effective tax rate of 1.36%, which is 26% below the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 12823 is approximately $221, which factors into escrow payments on mortgages. This ZIP code is located within Washington County. This is $2,596 less than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 12823 has lower property taxes. ZIP codes with similar effective rates include 11021 (1.36%) and 13691 (1.36%).

In Cossayuna, property taxes represent approximately 2.3% of the median household income of $114,450, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; Washington County reassesses properties based on comparable sales and local tax needs without annual ceilings. Washington County primary residence owners earning ≤$500,000 qualify for the STAR program, reducing school property taxes by exempting a set amount from assessed value — apply through Washington County schools or the Washington County Assessor's office by March 15. Contact the Washington County Assessor (518-746-2510) within 30 days of closing to register your purchase and file STAR to activate your school tax exemption.