12838 Property Tax Rate

Property owners in ZIP code 12838 (Hartford, New York) pay a median of $3,743/year in property taxes on homes valued at $144,400. This translates to an effective tax rate of 2.59%, which is 40% above the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 12838 is approximately $312, which factors into escrow payments on mortgages. This ZIP code is located within Washington County. This is $1,509 less than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 12838 has higher property taxes. ZIP codes with similar effective rates include 13457 (2.59%) and 13159 (2.59%).

In Hartford, property taxes represent approximately 5.7% of the median household income of $65,387, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; Washington County reassesses properties based on comparable sales and local tax needs without annual ceilings. Washington County primary residence owners earning ≤$500,000 qualify for the STAR program, reducing school property taxes by exempting a set amount from assessed value — apply through Washington County schools or the Washington County Assessor's office by March 15. Contact the Washington County Assessor (518-746-2510) within 30 days of closing to register your purchase and file STAR to activate your school tax exemption.