12901 Property Tax Rate
Plattsburgh, New York · Part of Clinton County
Effective Tax Rate
2.37%
17.8% below state avgMedian Annual Tax
$4,317
$360/mo escrow
Estimate Your Tax
Annual Tax
$4,317
Monthly
$360
Eff. Rate
2.37%
Buyer decision brief
What ZIP 12901 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$360/mo
Based on median annual tax paid
State context
0.53 percentage points above the New York average
New York average: 1.85%
Data confidence
High confidenceThe Census margin of error is $289, about 7% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Clinton County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 12901 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$289 tax MOE, 7% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Clinton County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 12901
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $182,100, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 2.37%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on New York and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $360 per month before insurance, HOA dues, or special assessments.
Assessor verification
Clinton County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 12901 Compares
Median Annual Property Tax
ZIP 12901
2.37%
Effective rate
New York Avg
1.85%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in New York
Higher than 76% of ZIP codes in New York(76th percentile, 1,598 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 12901
Property owners in ZIP code 12901 (Plattsburgh, New York) pay a median of $4,317/year in property taxes on homes valued at $182,100. This translates to an effective tax rate of 2.37%, which is 28% above the New York state average of 1.85%.
The monthly property tax burden for a median-valued home in 12901 is approximately $360, which factors into escrow payments on mortgages. This ZIP code is located within Clinton County. This is $935 less than the New York average of $5,252/year.
Compared to similar ZIP codes in New York, 12901 has lower property taxes. ZIP codes with similar effective rates include 14062 (2.37%) and 14305 (2.37%).
In Plattsburgh, property taxes represent approximately 7.3% of the median household income of $59,413, providing context for the relative tax burden on homeowners in this area.
New York has no statewide property tax cap; Clinton County assesses properties on a triennial or annual cycle with no reset protection when you buy. Apply for STAR (School Tax Relief) if household income is ≤$500,000—the Clinton County Assessor will reduce your school taxes by $400–$600/year. File your STAR application by March 15 following purchase, and request a current assessment from the Clinton County Assessor to establish your baseline value.
Frequently Asked Questions
What is the property tax rate in ZIP code 12901?
How much are property taxes in Plattsburgh, NY (12901)?
How does ZIP 12901 compare to the New York average?
What is the median home value in ZIP 12901?
What county is ZIP code 12901 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$289. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 12901 is part of Clinton County, New York. View the full county profile for broader context and more data.
View Clinton County on TaxByCounty →Explore Plattsburgh, NY
View all 2 ZIP codes in Plattsburgh with property tax comparisons.
View Plattsburgh Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 12901
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
12903
Plattsburgh, NY
0.07 percentage points lower than ZIP 12901.
Rate
2.30%
Tax
$4,439
Quality
91
12923
Churubusco, NY
1.21 percentage points lower than ZIP 12901.
Rate
1.16%
Tax
$1,241
Quality
86
12934
Ellenburg Center, NY
1.15 percentage points lower than ZIP 12901.
Rate
1.22%
Tax
$1,358
Quality
86
12910
Altona, NY
0.99 percentage points lower than ZIP 12901.
Rate
1.38%
Tax
$1,497
Quality
86
12985
Schuyler Falls, NY
0.94 percentage points lower than ZIP 12901.
Rate
1.43%
Tax
$2,250
Quality
86
12962
Morrisonville, NY
0.71 percentage points lower than ZIP 12901.
Rate
1.66%
Tax
$2,799
Quality
86
12958
Mooers, NY
0.68 percentage points lower than ZIP 12901.
Rate
1.69%
Tax
$2,487
Quality
86
12981
Saranac, NY
0.67 percentage points lower than ZIP 12901.
Rate
1.70%
Tax
$2,409
Quality
80
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.