12919 Property Tax Rate

Property owners in ZIP code 12919 (Champlain, New York) pay a median of $3,108/year in property taxes on homes valued at $170,800. This translates to an effective tax rate of 1.82%, which is near the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 12919 is approximately $259, which factors into escrow payments on mortgages. This ZIP code is located within Clinton County. This is $2,144 less than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 12919 has higher property taxes. ZIP codes with similar effective rates include 10524 (1.82%) and 13812 (1.82%).

In Champlain, property taxes represent approximately 4.0% of the median household income of $77,072, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; Clinton County assesses properties on a triennial or annual cycle with no reset protection when you buy. Apply for STAR (School Tax Relief) if household income is ≤$500,000—the Clinton County Assessor will reduce your school taxes by $400–$600/year. File your STAR application by March 15 following purchase, and request a current assessment from the Clinton County Assessor to establish your baseline value.