14105 Property Tax Rate

Property owners in ZIP code 14105 (Middleport, New York) pay a median of $3,844/year in property taxes on homes valued at $154,900. This translates to an effective tax rate of 2.48%, which is 34% above the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 14105 is approximately $320, which factors into escrow payments on mortgages. This ZIP code is located within Niagara County. This is $1,408 less than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 14105 has lower property taxes. ZIP codes with similar effective rates include 12528 (2.48%) and 13135 (2.48%).

In Middleport, property taxes represent approximately 4.5% of the median household income of $85,208, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; reassessment occurs on a schedule determined by your town assessor within Niagara County. Niagara County primary residence owners earning under $500,000 should apply for STAR (School Tax Relief) immediately, as the program reduces school tax liability by exempting a portion of assessed value — typically saving $300–$800/year. Submit your STAR application to your town assessor or the Niagara County Assessor's office by the March 1 deadline.