14303 Property Tax Rate
Niagara Falls, New York · Part of Niagara County
Effective Tax Rate
2.92%
56.6% below state avgMedian Annual Tax
$2,280
$190/mo escrow
Estimate Your Tax
Annual Tax
$2,280
Monthly
$190
Eff. Rate
2.92%
Buyer decision brief
What ZIP 14303 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$190/mo
Based on median annual tax paid
State context
1.07 percentage points above the New York average
New York average: 1.85%
Data confidence
High confidenceThe Census margin of error is $287, about 13% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Niagara County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 14303 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$287 tax MOE, 13% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Niagara County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 14303
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $78,200, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 2.92%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on New York and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $190 per month before insurance, HOA dues, or special assessments.
Assessor verification
Niagara County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 14303 Compares
Median Annual Property Tax
ZIP 14303
2.92%
Effective rate
New York Avg
1.85%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in New York
Higher than 95% of ZIP codes in New York(95th percentile, 1,598 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 14303
Property owners in ZIP code 14303 (Niagara Falls, New York) pay a median of $2,280/year in property taxes on homes valued at $78,200. This translates to an effective tax rate of 2.92%, which is 58% above the New York state average of 1.85%.
The monthly property tax burden for a median-valued home in 14303 is approximately $190, which factors into escrow payments on mortgages. This ZIP code is located within Niagara County. This is $2,972 less than the New York average of $5,252/year.
Compared to similar ZIP codes in New York, 14303 has lower property taxes. ZIP codes with similar effective rates include 14879 (2.92%) and 14536 (2.90%).
In Niagara Falls, property taxes represent approximately 5.0% of the median household income of $45,519, providing context for the relative tax burden on homeowners in this area.
New York has no statewide property tax cap; reassessment occurs on a schedule determined by your town assessor within Niagara County. Niagara County primary residence owners earning under $500,000 should apply for STAR (School Tax Relief) immediately, as the program reduces school tax liability by exempting a portion of assessed value — typically saving $300–$800/year. Submit your STAR application to your town assessor or the Niagara County Assessor's office by the March 1 deadline.
Frequently Asked Questions
What is the property tax rate in ZIP code 14303?
How much are property taxes in Niagara Falls, NY (14303)?
How does ZIP 14303 compare to the New York average?
What is the median home value in ZIP 14303?
What county is ZIP code 14303 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$287. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 14303 is part of Niagara County, New York. View the full county profile for broader context and more data.
View Niagara County on TaxByCounty →Explore Niagara Falls, NY
View all 4 ZIP codes in Niagara Falls with property tax comparisons.
View Niagara Falls Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 14303
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
14304
Niagara Falls, NY
0.57 percentage points lower than ZIP 14303.
Rate
2.35%
Tax
$3,559
Quality
96
14305
Niagara Falls, NY
0.54 percentage points lower than ZIP 14303.
Rate
2.37%
Tax
$2,589
Quality
96
14301
Niagara Falls, NY
0.28 percentage points lower than ZIP 14303.
Rate
2.63%
Tax
$2,085
Quality
96
14174
Youngstown, NY
1.12 percentage points lower than ZIP 14303.
Rate
1.80%
Tax
$4,236
Quality
89
14132
Sanborn, NY
1.11 percentage points lower than ZIP 14303.
Rate
1.81%
Tax
$4,678
Quality
89
14008
Appleton, NY
1.04 percentage points lower than ZIP 14303.
Rate
1.87%
Tax
$3,566
Quality
84
14092
Lewiston, NY
0.98 percentage points lower than ZIP 14303.
Rate
1.94%
Tax
$4,779
Quality
89
14131
Ransomville, NY
0.88 percentage points lower than ZIP 14303.
Rate
2.03%
Tax
$4,161
Quality
84
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.