14815 Property Tax Rate

Property owners in ZIP code 14815 (Bradford, New York) pay a median of $3,070/year in property taxes on homes valued at $150,000. This translates to an effective tax rate of 2.05%, which is 11% above the New York state average of 1.85%.

The monthly property tax burden for a median-valued home in 14815 is approximately $256, which factors into escrow payments on mortgages. This ZIP code is located within Schuyler County. This is $2,182 less than the New York average of $5,252/year.

Compared to similar ZIP codes in New York, 14815 has higher property taxes. ZIP codes with similar effective rates include 10468 (2.05%) and 14424 (2.05%).

In Bradford, property taxes represent approximately 5.0% of the median household income of $61,875, providing context for the relative tax burden on homeowners in this area.

New York has no statewide property tax cap; Schuyler County reassessments are conducted by town assessors on schedules determined locally. Schuyler County primary residence owners with household income under $500,000 should apply for STAR (School Tax Relief) immediately, as the program exempts a portion of assessed value from school taxes and saves $200–$500/year. File your STAR application with the Schuyler County Assessor's office by March 1 to activate benefits.