Rochester, NY Property Tax Rates
Compare property tax rates across 22 ZIP codes in Rochester, New York.
Avg Tax Rate
2.68%
Avg Annual Tax
$4,842
Avg Home Value
$192,177
ZIP Codes
22
Property Tax Overview: Rochester, NY
Rochester has 22 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 2.68%, which is 45% above the New York average of 1.85%. Annual property taxes range from $10,001 (ZIP 14604) to $5,961 (ZIP 14617).
For a home at Rochester's median value of $192,177, property taxes add approximately $429/month to housing costs. Rochester home values are below the New York median of $364,254, which moderates the overall monthly tax burden.
Property tax rates within Rochester vary by 1.91 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.
ZIP Codes in Rochester, NY
| ZIP Code | Effective Rate | Median Tax | Median Home Value |
|---|---|---|---|
| 14604 | 1.42% | $10,001 | $705,100 |
| 14623 | 2.30% | $3,862 | $167,800 |
| 14608 | 2.32% | $4,183 | $180,300 |
| 14620 | 2.39% | $4,717 | $197,700 |
| 14613 | 2.39% | $2,590 | $108,200 |
| 14607 | 2.47% | $7,500 | $304,100 |
| 14619 | 2.47% | $2,777 | $112,500 |
| 14605 | 2.51% | $2,033 | $81,000 |
| 14609 | 2.58% | $3,721 | $144,500 |
| 14621 | 2.72% | $2,269 | $83,300 |
| 14625 | 2.73% | $6,370 | $233,000 |
| 14610 | 2.74% | $6,521 | $238,200 |
| 14615 | 2.74% | $3,340 | $121,900 |
| 14606 | 2.77% | $4,175 | $150,500 |
| 14612 | 2.84% | $5,324 | $187,500 |
| 14618 | 2.87% | $8,645 | $301,300 |
| 14616 | 2.98% | $4,058 | $136,100 |
| 14624 | 3.01% | $5,182 | $172,200 |
| 14611 | 3.03% | $2,362 | $77,900 |
| 14626 | 3.10% | $5,752 | $185,300 |
| 14622 | 3.23% | $5,182 | $160,400 |
| 14617 | 3.33% | $5,961 | $179,100 |
Rochester vs New York Average
Effective Tax Rate
45% above state average
Annual Property Tax
Median Home Value
Frequently Asked Questions
What is the average property tax rate in Rochester, NY?
The average effective property tax rate in Rochester, New York is 2.68%, based on 22 ZIP codes.
How much is property tax in Rochester, NY?
The average median annual property tax in Rochester is $4,842 per year, with a median home value of $192,177.
Which ZIP code in Rochester has the lowest property tax rate?
ZIP code 14604 has the lowest effective tax rate in Rochester at 1.42%, with a median annual tax of $10,001.
How many ZIP codes are in Rochester, NY?
Rochester, New York has 22 ZIP codes with property tax data available.
Which ZIP code in Rochester has the highest property tax rate?
ZIP code 14617 has the highest effective tax rate in Rochester at 3.33%, with a median annual tax of $5,961.
How do Rochester property taxes compare to the New York average?
Rochester's average effective rate of 2.68% is 45% above the New York state average of 1.85%.
What factors affect property tax rates between ZIP codes in Rochester?
Property tax rate differences within Rochester are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.
Tips for Rochester Homeowners
- •Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
- •Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
- •Know your assessment cycle: New York reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
- •Compare ZIP codes before buying: Even within Rochester, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.
Other Cities in New York
Looking for county-level property tax data? View Monroe County on TaxByCounty.com
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.