28305 Property Tax Rate

Property owners in ZIP code 28305 (Fayetteville, North Carolina) pay a median of $3,048/year in property taxes on homes valued at $242,600. This translates to an effective tax rate of 1.26%, which is 76% above the North Carolina state average of 0.71%.

The monthly property tax burden for a median-valued home in 28305 is approximately $254, which factors into escrow payments on mortgages. This ZIP code is located within Cumberland County. This is $1,457 more than the North Carolina average of $1,591/year.

Compared to similar ZIP codes in North Carolina, 28305 has higher property taxes. ZIP codes with similar effective rates include 27870 (1.24%) and 27890 (1.24%).

In Fayetteville, property taxes represent approximately 4.3% of the median household income of $70,612, providing context for the relative tax burden on homeowners in this area.

North Carolina revalues property every four years at market value; your assessed value will reset to the purchase price on the next revaluation date. Cumberland County offers a Homestead Property Tax Exclusion ($20,000–$25,000 off assessed value) for seniors 65+, permanently disabled homeowners, or widows meeting income requirements — apply through the Cumberland County Tax Assessor's office. File your homestead exemption application with the Cumberland County Tax Assessor immediately after purchase to ensure the exclusion applies to your first bill.