28478 Property Tax Rate

Property owners in ZIP code 28478 (Willard, North Carolina) pay a median of $1,222/year in property taxes on homes valued at $168,700. This translates to an effective tax rate of 0.72%, which is near the North Carolina state average of 0.71%.

The monthly property tax burden for a median-valued home in 28478 is approximately $102, which factors into escrow payments on mortgages. This ZIP code is located within Pender County. This is $369 less than the North Carolina average of $1,591/year.

Compared to similar ZIP codes in North Carolina, 28478 has lower property taxes. ZIP codes with similar effective rates include 27107 (0.72%) and 28445 (0.72%).

In Willard, property taxes represent approximately 1.9% of the median household income of $64,830, providing context for the relative tax burden on homeowners in this area.

North Carolina revalues property every four years at market value; your assessed value will reset to the purchase price on the next revaluation date. Pender County offers a Homestead Property Tax Exclusion reducing assessed value by $20,000–$25,000 for homeowners 65+, permanently disabled, or widows meeting income thresholds — file your application with the Pender County Tax Assessor's office. Submit your homestead exemption to the Pender County Tax Assessor before your first tax bill to secure the exclusion.