28719 Property Tax Rate

Property owners in ZIP code 28719 (Cherokee, North Carolina) pay a median of $199/year in property taxes on homes valued at $144,700. This translates to an effective tax rate of 0.14%, which is 81% below the North Carolina state average of 0.71%.

The monthly property tax burden for a median-valued home in 28719 is approximately $17, which factors into escrow payments on mortgages. This ZIP code is located within Swain County. This is $1,392 less than the North Carolina average of $1,591/year.

Compared to similar ZIP codes in North Carolina, 28719 has lower property taxes. ZIP codes with similar effective rates include 28717 (0.28%) and 28783 (0.31%).

In Cherokee, property taxes represent approximately 0.4% of the median household income of $52,221, providing context for the relative tax burden on homeowners in this area.

North Carolina has no statewide property tax cap, and your home will be reassessed at market value following purchase — expect the Swain County assessor to establish a new tax base at closing. Swain County offers a Homestead Exemption of $25,000 off assessed value for primary residences; file this exemption with the Swain County Tax Assessor's office within 30 days of purchase. Contact the Swain County Tax Assessor immediately after closing to ensure your exemption is recorded and to verify your assessed value before the first tax bill arrives.