28791 Property Tax Rate
Hendersonville, North Carolina · Part of Henderson County
Effective Tax Rate
0.55%
22.7% above state avgMedian Annual Tax
$1,952
$163/mo escrow
Estimate Your Tax
Annual Tax
$1,952
Monthly
$163
Eff. Rate
0.55%
Buyer decision brief
What ZIP 28791 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$163/mo
Based on median annual tax paid
State context
0.16 percentage points below the North Carolina average
North Carolina average: 0.71%
Data confidence
High confidenceThe Census margin of error is $130, about 7% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Henderson County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 28791 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$130 tax MOE, 7% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Henderson County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 28791
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $352,400, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.55%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on North Carolina and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $163 per month before insurance, HOA dues, or special assessments.
Assessor verification
Henderson County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 28791 Compares
Median Annual Property Tax
ZIP 28791
0.55%
Effective rate
North Carolina Avg
0.71%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in North Carolina
Lower than 79% of ZIP codes in North Carolina(21th percentile, 754 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 28791
Property owners in ZIP code 28791 (Hendersonville, North Carolina) pay a median of $1,952/year in property taxes on homes valued at $352,400. This translates to an effective tax rate of 0.55%, which is 22% below the North Carolina state average of 0.71%.
The monthly property tax burden for a median-valued home in 28791 is approximately $163, which factors into escrow payments on mortgages. This ZIP code is located within Henderson County. This is $361 more than the North Carolina average of $1,591/year.
Compared to similar ZIP codes in North Carolina, 28791 has higher property taxes. ZIP codes with similar effective rates include 27948 (0.55%) and 28740 (0.55%).
In Hendersonville, property taxes represent approximately 2.5% of the median household income of $78,179, providing context for the relative tax burden on homeowners in this area.
North Carolina has no statewide property tax cap and reassesses all properties at market value when ownership changes — Henderson County will use your purchase price as the new tax base. Henderson County offers a $25,000 Homestead Exemption for owner-occupied primary residences; apply with the Henderson County Tax Assessor within 30 days of purchase to reduce your taxable assessed value. File your Homestead Exemption claim immediately at the Henderson County Tax Assessor's office and request your Notice of Valuation to confirm the assessed value before the tax bill is issued.
Frequently Asked Questions
What is the property tax rate in ZIP code 28791?
How much are property taxes in Hendersonville, NC (28791)?
How does ZIP 28791 compare to the North Carolina average?
What is the median home value in ZIP 28791?
What county is ZIP code 28791 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$130. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 28791 is part of Henderson County, North Carolina. View the full county profile for broader context and more data.
View Henderson County on TaxByCounty →Explore Hendersonville, NC
View all 3 ZIP codes in Hendersonville with property tax comparisons.
View Hendersonville Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 28791
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
28739
Hendersonville, NC
0.05 percentage points lower than ZIP 28791.
Rate
0.50%
Tax
$1,808
Quality
96
28792
Hendersonville, NC
0.01 percentage points lower than ZIP 28791.
Rate
0.54%
Tax
$1,350
Quality
96
28790
Zirconia, NC
0.22 percentage points lower than ZIP 28791.
Rate
0.33%
Tax
$1,372
Quality
89
28735
Gerton, NC
0.16 percentage points lower than ZIP 28791.
Rate
0.40%
Tax
$1,392
Quality
81
28742
Horse Shoe, NC
0.07 percentage points lower than ZIP 28791.
Rate
0.48%
Tax
$1,599
Quality
84
28759
Mills River, NC
0.04 percentage points lower than ZIP 28791.
Rate
0.51%
Tax
$1,872
Quality
84
28731
Flat Rock, NC
0.04 percentage points lower than ZIP 28791.
Rate
0.51%
Tax
$1,860
Quality
89
28726
East Flat Rock, NC
0.01 percentage points lower than ZIP 28791.
Rate
0.55%
Tax
$978
Quality
84
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.