Hendersonville, NC Property Tax Rates
Compare property tax rates across 3 ZIP codes in Hendersonville, North Carolina.
Avg Tax Rate
0.53%
Avg Annual Tax
$1,703
Avg Home Value
$320,167
ZIP Codes
3
Property Tax Overview: Hendersonville, NC
Hendersonville has 3 ZIP codes with property tax data. The average effective tax rate across these ZIPs is 0.53%, which is 25% below the North Carolina average of 0.71%. Annual property taxes range from $1,808 (ZIP 28739) to $1,952 (ZIP 28791).
For a home at Hendersonville's median value of $320,167, property taxes add approximately $142/month to housing costs. Hendersonville home values are above the North Carolina median of $236,692, meaning the monthly tax impact is correspondingly higher.
Property tax rates within Hendersonville vary by 0.05 percentage points across its ZIP codes. This variation typically reflects different school district boundaries, special assessment zones, and municipal service areas within the city.
Hendersonville vs North Carolina Average
Effective Tax Rate
25% below state average
Annual Property Tax
Median Home Value
Frequently Asked Questions
What is the average property tax rate in Hendersonville, NC?
The average effective property tax rate in Hendersonville, North Carolina is 0.53%, based on 3 ZIP codes.
How much is property tax in Hendersonville, NC?
The average median annual property tax in Hendersonville is $1,703 per year, with a median home value of $320,167.
Which ZIP code in Hendersonville has the lowest property tax rate?
ZIP code 28739 has the lowest effective tax rate in Hendersonville at 0.50%, with a median annual tax of $1,808.
How many ZIP codes are in Hendersonville, NC?
Hendersonville, North Carolina has 3 ZIP codes with property tax data available.
Which ZIP code in Hendersonville has the highest property tax rate?
ZIP code 28791 has the highest effective tax rate in Hendersonville at 0.55%, with a median annual tax of $1,952.
How do Hendersonville property taxes compare to the North Carolina average?
Hendersonville's average effective rate of 0.53% is 25% below the North Carolina state average of 0.71%.
What factors affect property tax rates between ZIP codes in Hendersonville?
Property tax rate differences within Hendersonville are typically driven by school district boundaries (which can account for 40–60% of a tax bill), special assessment zones for fire, water, or transit services, and whether a ZIP falls within city limits or an unincorporated area. Each taxing jurisdiction sets its own rate, which is why adjacent ZIP codes can have noticeably different effective rates.
Tips for Hendersonville Homeowners
- •Appeal your assessment: If your home is assessed higher than its market value, you can file a property tax appeal. Studies suggest 30–60% of properties are over-assessed. Most counties offer a free informal review process.
- •Check your exemptions: Homestead exemptions can reduce your taxable value and are available to primary residents in most states. Senior, veteran, and disability exemptions may also apply. Exemptions must typically be applied for — they are not automatic.
- •Know your assessment cycle: North Carolina reassesses properties periodically. After buying a home, your next tax bill may reflect a new assessment based on your purchase price. Budget accordingly, especially if you bought above prior assessed values.
- •Compare ZIP codes before buying: Even within Hendersonville, effective tax rates can vary significantly across ZIP codes due to different school district overlays. Use PropertyTaxByZip to compare specific ZIPs before choosing a neighborhood.
Other Cities in North Carolina
Looking for county-level property tax data? View Henderson County on TaxByCounty.com
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.