28801 Property Tax Rate
Asheville, North Carolina · Part of Buncombe County
Effective Tax Rate
0.78%
134.9% above state avgMedian Annual Tax
$3,737
$311/mo escrow
Estimate Your Tax
Annual Tax
$3,737
Monthly
$311
Eff. Rate
0.78%
Buyer decision brief
What ZIP 28801 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$311/mo
Based on median annual tax paid
State context
0.06 percentage points above the North Carolina average
North Carolina average: 0.71%
Data confidence
High confidenceThe Census margin of error is $298, about 8% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Buncombe County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 28801 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$298 tax MOE, 8% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Buncombe County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 28801
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $481,400, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.78%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on North Carolina and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $311 per month before insurance, HOA dues, or special assessments.
Assessor verification
Buncombe County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 28801 Compares
Median Annual Property Tax
ZIP 28801
0.78%
Effective rate
North Carolina Avg
0.71%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in North Carolina
Higher than 69% of ZIP codes in North Carolina(69th percentile, 754 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 28801
Property owners in ZIP code 28801 (Asheville, North Carolina) pay a median of $3,737/year in property taxes on homes valued at $481,400. This translates to an effective tax rate of 0.78%, which is 9% above the North Carolina state average of 0.71%.
The monthly property tax burden for a median-valued home in 28801 is approximately $311, which factors into escrow payments on mortgages. This ZIP code is located within Buncombe County. This is $2,146 more than the North Carolina average of $1,591/year.
Compared to similar ZIP codes in North Carolina, 28801 has higher property taxes. ZIP codes with similar effective rates include 27011 (0.78%) and 27573 (0.78%).
In Asheville, property taxes represent approximately 7.3% of the median household income of $51,125, providing context for the relative tax burden on homeowners in this area.
North Carolina assesses property at market value with no annual growth cap, and your home will be reassessed at purchase price when you acquire it. Buncombe County provides a Homestead Property Tax Exemption ($25,000 reduction for primary residences) and Senior Tax Relief programs — apply with the Buncombe County Tax Assessor's office shortly after closing to lock in these benefits. Monitor your tax bill following the next revaluation to confirm the exemption was applied and request a review if the assessed value appears excessive.
Frequently Asked Questions
What is the property tax rate in ZIP code 28801?
How much are property taxes in Asheville, NC (28801)?
How does ZIP 28801 compare to the North Carolina average?
What is the median home value in ZIP 28801?
What county is ZIP code 28801 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$298. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 28801 is part of Buncombe County, North Carolina. View the full county profile for broader context and more data.
View Buncombe County on TaxByCounty →Explore Asheville, NC
View all 5 ZIP codes in Asheville with property tax comparisons.
View Asheville Property Tax Rates →Why compare these ZIPs?
Better comparison set for ZIP 28801
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
28806
Asheville, NC
0.20 percentage points lower than ZIP 28801.
Rate
0.58%
Tax
$1,940
Quality
101
28803
Asheville, NC
0.17 percentage points lower than ZIP 28801.
Rate
0.60%
Tax
$2,472
Quality
101
28805
Asheville, NC
0.15 percentage points lower than ZIP 28801.
Rate
0.62%
Tax
$2,244
Quality
101
28804
Asheville, NC
0.12 percentage points lower than ZIP 28801.
Rate
0.66%
Tax
$3,475
Quality
101
28709
Barnardsville, NC
0.40 percentage points lower than ZIP 28801.
Rate
0.38%
Tax
$1,369
Quality
74
28748
Leicester, NC
0.26 percentage points lower than ZIP 28801.
Rate
0.52%
Tax
$1,545
Quality
89
28778
Swannanoa, NC
0.24 percentage points lower than ZIP 28801.
Rate
0.54%
Tax
$1,480
Quality
89
28715
Candler, NC
0.20 percentage points lower than ZIP 28801.
Rate
0.57%
Tax
$1,675
Quality
89
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.