43456 Property Tax Rate
Put In Bay, Ohio · Part of Ottawa County
Effective Tax Rate
0.72%
54.8% above state avgMedian Annual Tax
$3,567
$297/mo escrow
Estimate Your Tax
Annual Tax
$3,567
Monthly
$297
Eff. Rate
0.72%
Buyer decision brief
What ZIP 43456 means for your housing budget
Use this ZIP page to compare recurring tax burden before you compare listing prices. The numbers below are Census ZCTA estimates, so they are strongest for neighborhood comparison and weakest for parcel-specific tax planning.
Monthly escrow signal
$297/mo
Based on median annual tax paid
State context
0.52 percentage points below the Ohio average
Ohio average: 1.24%
Data confidence
High confidenceThe Census margin of error is $453, about 13% of the median tax estimate.
Verify before you offer
- Confirm parcel assessed value with Ottawa County assessor.
- Check homestead, senior, veteran, and disability exemptions.
- Ask whether purchase triggers reassessment or value-cap reset.
- Review school district and special assessment boundaries.
Lower-rate similar ZIPs
This is informational content, not tax, legal, or mortgage advice. Local assessor records remain the source of truth for a specific property.
Data confidence ledger
Can you trust ZIP 43456 for comparison?
ACS vintage
2019-2023 ACS 5-Year Estimates
Five-year Census ZCTA estimates.
ZCTA caveat
Census area, not parcel boundary
USPS ZIP routes and taxing districts can differ inside the same area.
Field completeness
3/3 required fields
Median tax, home value, and derived rate are present.
MOE status
Strong ACS confidence
$453 tax MOE, 13% of the median tax estimate.
Last site refresh
March 10, 2026
Dataset and page-quality audit run locally before publication.
County fallback
County advisory available
Ottawa County is used for assessor verification and broader context.
Tax bill anatomy
What can change your actual bill in ZIP 43456
Use the ZIP estimate to compare neighborhoods, then verify these parcel-level inputs before relying on a payment estimate.
Assessed value
The ZCTA median home value is $497,500, but your bill starts with the local assessed value for a specific parcel.
Effective rate
The displayed rate is 0.72%, derived from median tax paid divided by median home value.
Exemptions
Homestead, senior, veteran, disability, and local exemptions can reduce taxable value. Confirm eligibility before estimating escrow.
Reassessment
A purchase can change assessed value depending on Ohio and county rules. Ask how sale price affects the next assessment cycle.
Escrow impact
The median tax paid in this ZCTA equals about $297 per month before insurance, HOA dues, or special assessments.
Assessor verification
Ottawa County assessor or tax collector records are the source of truth for parcel taxes, appeal windows, and exemptions.
How ZIP 43456 Compares
Median Annual Property Tax
ZIP 43456
0.72%
Effective rate
Ohio Avg
1.24%
Effective rate
National Avg
1.10%
Effective rate
State Ranking
Property Tax Rank in Ohio
Lower than 98% of ZIP codes in Ohio(2th percentile, 1,116 ZIPs compared)
Property Tax Analysis
Property Tax Insights for ZIP 43456
Property owners in ZIP code 43456 (Put In Bay, Ohio) pay a median of $3,567/year in property taxes on homes valued at $497,500. This translates to an effective tax rate of 0.72%, which is 42% below the Ohio state average of 1.24%.
The monthly property tax burden for a median-valued home in 43456 is approximately $297, which factors into escrow payments on mortgages. This ZIP code is located within Ottawa County. This is $1,263 more than the Ohio average of $2,304/year.
Compared to similar ZIP codes in Ohio, 43456 has higher property taxes. ZIP codes with similar effective rates include 45814 (0.72%) and 43760 (0.72%).
In Put In Bay, property taxes represent approximately 4.1% of the median household income of $86,250, providing context for the relative tax burden on homeowners in this area.
Ohio's triennial reassessment cycle means your property value is reappraised every three years by the Ottawa County Auditor, with the next county-wide reassessment occurring in the year designated by local schedule. Homebuyers age 65 and older qualify for the Homestead Exemption, and all primary residence owners receive a 2.5% Owner-Occupancy Credit on their tax bill — file the exemption application with the Ottawa County Auditor's office immediately after purchase to ensure it applies in the current tax year. Contact the Ottawa County Auditor at (419) 523-4000 to confirm your triennial revaluation date and request an exemption packet.
Frequently Asked Questions
What is the property tax rate in ZIP code 43456?
How much are property taxes in Put In Bay, OH (43456)?
How does ZIP 43456 compare to the Ohio average?
What is the median home value in ZIP 43456?
What county is ZIP code 43456 in?
Margin of Error
The median property tax estimate for this ZIP code has a margin of error of ±$453. ZCTA-level data has wider margins than county-level estimates due to smaller sample sizes.
County-Level Data
ZIP code 43456 is part of Ottawa County, Ohio. View the full county profile for broader context and more data.
View Ottawa County on TaxByCounty →Why compare these ZIPs?
Better comparison set for ZIP 43456
Each ZIP highlights a homebuyer tradeoff: lower rate, stronger value context, shared county rules, city boundary changes, or nearby missing data.
45243
Cincinnati, OH
$119,400 higher median home value than ZIP 43456.
Rate
1.50%
Tax
$9,278
Quality
94
45174
Terrace Park, OH
$83,500 higher median home value than ZIP 43456.
Rate
1.72%
Tax
$10,001
Quality
70
43021
Galena, OH
$27,300 higher median home value than ZIP 43456.
Rate
1.61%
Tax
$8,475
Quality
82
43212
Columbus, OH
$17,300 higher median home value than ZIP 43456.
Rate
1.65%
Tax
$8,482
Quality
94
43215
Columbus, OH
$10,800 higher median home value than ZIP 43456.
Rate
1.02%
Tax
$5,170
Quality
89
44040
Gates Mills, OH
$100 higher median home value than ZIP 43456.
Rate
2.01%
Tax
$10,001
Quality
70
45814
Arlington, OH
0.00 percentage points lower than ZIP 43456.
Rate
0.72%
Tax
$1,481
Quality
77
43760
Mount Perry, OH
Within 0.00 percentage points of ZIP 43456.
Rate
0.72%
Tax
$1,623
Quality
77
Data from U.S. Census Bureau, American Community Survey 2019-2023 5-Year Estimates (ZCTA level). ZIP Code Tabulation Areas (ZCTAs) are Census approximations of USPS ZIP codes.
Estimates are informational only and should not be used as financial or legal advice.